Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 67,014 reviews, last reviewed 17th Jan 2026
57867% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just a pleasure to deal with company that explains e... Just a pleasure to deal with company that explains everything clearly Reviewed on: 17th January 2026
Robert sage's avatar
Robert sage

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (67014)

Exactly what I want, when I want

5
Easy to use and great interest rates all done with ease and great customer service Reviewed on: 30th May 2017
Kevin Woodhouse's avatar
Kevin Woodhouse

Zopa is very professional and well tailored for walks of life especially the common man

5
Zopa was quick to put funds in my account when my loan was approved. And there was someone at the end of the phone to guide me throughout the process.. I will recommend Zopa to all my friends and family . My loan was in just one day Reviewed on: 30th May 2017
Julie 's avatar
Julie

Best for loans

5
Easy application with great feedback about which stage your application is at. As good as your mainstream lenders by far. Reviewed on: 30th May 2017
Brian Jackson's avatar
Brian Jackson

Top Service

5
Really professional and friendly, not to mention easy to use. Would definitely use again. Reviewed on: 30th May 2017
Amba Woolley 's avatar
Amba Woolley

Good service

5
Good customer service. Loan was received within 3 days of application Reviewed on: 30th May 2017
Marshy Akinyel's avatar
Marshy Akinyel

Fast, easy & clear

5
I managed to get the loan I was after very quickly, where as my bank (been with them for 10 years+) wanted me to constantly jump through hoops, etc. I am able to login and quickly access my account and see my balance. It's very refreshing to use a loan company that makes you feel welcoming too. I will definitely reuse/recommend them in the future. Reviewed on: 30th May 2017
Marc Easen's avatar
Marc Easen

Keeping it Low!

5
I didn't expect to be approved for a loan, but even better I was approved and it's the lowest interest rate I have ever seen!! Thank you for getting me out of a load of debt!!! Reviewed on: 30th May 2017
Kate Allen 's avatar
Kate Allen

Fast, easy, value for money

5
The whole experience was quick and easy. The interest rates were also really attractive, this put my mind at ease immediately. The loan resulted in me purchasing a car which in turn helped my wife, who isn't the best traveller, feel safe in. Thank you Zopa from me and my family. Reviewed on: 30th May 2017
Mark Currie's avatar
Mark Currie

One Happy Girl

5
After reviewing other car loan lenders and the rate provided due to my personal circumstances. Zopa were able to provide me with the money I needed at a affordable rate and the funds were available immediately which enabled me to get on with other important things. I can also review my loan whenever I like and pay extra if I can. would recommend to my friends & family. Reviewed on: 30th May 2017
K Verrall's avatar
K Verrall

Excellent

5
Quick efficient easy website and no fussy forms Reviewed on: 30th May 2017
Michelle's avatar
Michelle

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill