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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Best around! 5*

Everything was straight forward - from start to finish - no problems at all - loan was quick to arrive - customer service great - cannot fault anything - happy customer - thank you :) Reviewed on: 30th May 2017

Super quick!

Really quick and efficient service. Applied on the Friday, had a response by the Monday, money in the bank the next day! Online management is really easy and overall user friendly. Rates are really competitive and would definitely recommend. Reviewed on: 30th May 2017

Awesome company!

So easy to apply for a loan and were very quick with the process! I'm a happy customer! Reviewed on: 30th May 2017

Great to deal with fast and efficient

Zopa was a company that we were directed to and not a company we went looking for however it is certainly a company I have told many people about since. They we were a fantastic company to deal with, fast and efficient and the money was in our bank within a few days of the loan being approved. It was easy to apply, hassle free and completed in no time with your approval almost immediate. Thank you Zopa Reviewed on: 30th May 2017

Easy and good value loan

I've borrowed money three times with Zopa. Rates are always very competitive, and applications simple and quick. Easy to pay off early with no early settlement penalty. Reviewed on: 30th May 2017

Zopa

ZOPA is fast and efficient and always good value Reviewed on: 30th May 2017

Fantastic service

great loan rate an speedy service everything went through without a hitch Reviewed on: 30th May 2017

Zopa is the best

I have used a loan from the zopa. They are quick no hassle with great Apr I would recommend them them to everyone best loan company ever Reviewed on: 30th May 2017

Hassle-free Convenience

Got a quote within minutes, money available within 7 working days. I've been kept up to date with any changes made to the loan (e.g. provider) and have only paid back exactly what was set out initially. Wouldn't hesitate to use again and recommend to others. Reviewed on: 30th May 2017

Fast, simple, excellent.

Simple, intuitive application process which is tailored to transparency for the customer. Fast decision making process and excellent customer support. Reviewed on: 30th May 2017

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