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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 67,258 reviews, last reviewed 20th Jan 2026
65900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

I’ve had several loans with Zopa - superb service an... I’ve had several loans with Zopa - superb service and attention to customer satisfaction. The app is so easy to use with details of your account and o... Read more Reviewed on: 20th January 2026
Carol R's avatar
Carol R

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67258)

Christmas rush

5
On Christmas day last year I was browsing online as I was in need of a new car. I found one that I fell in love with and having had a bad experience with finance before I didn't want to have to go down finance again. After some quick searching and reviews I discovered Zopa, who offered the best interest rate for what I wanted. I applied and had the money within five days ready to pick up the car. Can't fault the company enough with how quick they are and can only imagine they're even quicker outside of the Christmas period! Haven't had any issues and I can pay off extra whenever I like. Reviewed on: 19th December 2016
Adam Rees's avatar
Adam Rees

Great company, easy to use

5
Great rates, easy to apply and manage loan Reviewed on: 19th December 2016
Paul Rogers-Thomas's avatar
Paul Rogers-Thomas

Would recommend

5
Good service online and in phone would recommend to others Reviewed on: 19th December 2016
Emma Enderwick's avatar
Emma Enderwick

Brilliant service.

5
Just brilliant. Brilliant service, simple, painless and quick. Reviewed on: 19th December 2016
Simon Jones's avatar
Simon Jones

Great service

5
Very quick, great interest rate. Would use again. Reviewed on: 19th December 2016
Michael mould's avatar
Michael mould

Quick, easy and clear

5
I took out a small loan for a new car and found the website very easy to navigate, I applied and got approved within minutes. I had the loan amount in my account just 3 days later, all very easy and hassle free. Would recommend Zopa to anyone. Reviewed on: 19th December 2016
Liam Joseph Cornford's avatar
Liam Joseph Cornford

Simple, quick and very competitive

5
I have now used Zopa for borrowing on multiple occasions. The competitive rates combined with simple flexiable payments (over-payments) just makes for the perfect borrowing package Reviewed on: 19th December 2016
Ross Murphy's avatar
Ross Murphy

Brilliant

5
Taking out a Xopa Loan is simple, easy to understand and reliable. Reviewed on: 19th December 2016
Michelle Collier's avatar
Michelle Collier

Simple with No Fuss!

5
The loan was simple and quick to apply for. I was emailed an answer very quickly and the money was in my account a day or so later. The terms and conditions were easy to understand. Great service. Reviewed on: 19th December 2016
Tina Carter's avatar
Tina Carter

Hassle free loan.

5
I found the whole application from start to the money being in my account trouble free. They also had a fantastic low rate . I will definitely use them again Reviewed on: 19th December 2016
Peter Mahon's avatar
Peter Mahon

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