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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67264 reviews)

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4.94

Based on 67,264 reviews, last reviewed 20th Jan 2026

66067% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great ZOPA experience. Everything about my experience with ZOPA has been simple and stress-free. Reviewed on: 20th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67264)

Great service

Very quick, great interest rate. Would use again. Reviewed on: 19th December 2016

Quick, easy and clear

I took out a small loan for a new car and found the website very easy to navigate, I applied and got approved within minutes. I had the loan amount in my account just 3 days later, all very easy and hassle free. Would recommend Zopa to anyone. Reviewed on: 19th December 2016

Simple, quick and very competitive

I have now used Zopa for borrowing on multiple occasions. The competitive rates combined with simple flexiable payments (over-payments) just makes for the perfect borrowing package Reviewed on: 19th December 2016

Brilliant

Taking out a Xopa Loan is simple, easy to understand and reliable. Reviewed on: 19th December 2016

Simple with No Fuss!

The loan was simple and quick to apply for. I was emailed an answer very quickly and the money was in my account a day or so later. The terms and conditions were easy to understand. Great service. Reviewed on: 19th December 2016

Hassle free loan.

I found the whole application from start to the money being in my account trouble free. They also had a fantastic low rate . I will definitely use them again Reviewed on: 19th December 2016

Quick and easy. Great service and excellent interest rates.

Applying for the loan was easy and quick. Affordable repayments and a excellent interest rate. I would definitely recommend Zopa for a loan. Reviewed on: 19th December 2016

I found zips absolutely fantastic everything done in seconds

Zola was fantastic it took a couple of minutes to sort out my loan this is my second loan and the interest rates are minimal great service from a great organisation Reviewed on: 19th December 2016

Best loan company by far

Great rates, very easy to organise and to control. Recommend to friends and family Reviewed on: 19th December 2016

Convenient

After a Money Supermarket search led to me Zopa for a loan, I couldn't have been more surprised at how straightforward the whole process was. No jargon or small print, extremely convenient and I wouldn't hesitate to use them again. Infact I recommended a friend the very next day. Reviewed on: 19th December 2016

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