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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (66733 reviews)

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4.94

Based on 66,733 reviews, last reviewed 16th Jan 2026

48700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service and so easy to arrange . Excellent service and so easy to arrange . Reviewed on: 16th January 2026

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (66733)

Review of the Zopa, Personal loan:

Very fast response to any enquiry.

Very fast response to any enquiry. Fair loan repayments. Reviewed on: 27th April 2025

Easy peasey

So easy to follow and brilliant service and decent rate. Reviewed on: 16th January 2026

I can not fault zopa at all my loan was hassle free...

I can not fault zopa at all my loan was hassle free and rhe app is very easy to use Reviewed on: 16th January 2026

Quick easy and a fast process from applying, really...

Quick easy and a fast process from applying, really impressed with the process. Reviewed on: 16th January 2026

Seamless application and great support via the app

Seamless application and great support via the app Reviewed on: 16th January 2026

Easy hassle free service without any exposure to risk.

Easy hassle free service without any exposure to risk. Definitely worth a try Reviewed on: 16th January 2026

Great service

Very quick and easy only took 5mins to apply Reviewed on: 16th January 2026

I have a credit card and personal loan with Zopa.

I have a credit card and personal loan with Zopa. I have been a customer for over 4 years now and I couldn’t be happier. App is great and have every feature you need. I would recommended to family and friends. So much so my sister open an account with them Reviewed on: 16th January 2026

Simple and smooth process

The loan process was simple and went smoothly. The money was in my account quickly and I was kept informed at every stage. Reviewed on: 16th January 2026

fabulous

super easy and fast to use as long as all your paperwork is in order Reviewed on: 16th January 2026

Zopa look after you well !

Zopa always provide an excellent service . The products are easy to understand and good value . Reviewed on: 16th January 2026

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