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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

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4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8039)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Zopa Smart Savings Hub

App is easy to use and it’s so simple to move money around. Always kept up to date in a timely manner about interest rate changes. Reviewed on: 16th April 2025

Great experience with Zopa!

Great experience with Zopa! Managed to save a lot of money with their smart saver pots and cash isa Reviewed on: 16th April 2025

Great provider - easy to use app, withdraws and depo...

Great provider - easy to use app, withdraws and deposits Reviewed on: 16th April 2025

Easy to open and good interest rate

Easy to open and good interest rate Reviewed on: 16th April 2025

So simple and straightforward to set up and use.

So simple and straightforward to set up and use. All information laid out simply and easy to navigate website. Reviewed on: 16th April 2025

Easy to understand website very good rates on saving

Easy to understand website very good rates on saving Reviewed on: 16th April 2025

So slick and easy to use and able to manage savings...

So slick and easy to use and able to manage savings in different ways Reviewed on: 16th April 2025

A first rate bank

Setting up a savings account took minutes - it took ten days with my previous bank. The interest rates are excellent considering today's market. The ability to set up andvtransfer between savings pots is excellent and it is easy to do so. All in all a first rate bank. Reviewed on: 16th April 2025

ZOPA Easy Viewing

Easy to see all financial info. Very speedy interactions between various accounts. Reviewed on: 16th April 2025

ID documents for all products

ID documents for all products need to be expanded as not everyone has a passport or Driving licence to prove ID some don't have either but other documents would suit if only you accepted them for verification purposes Reviewed on: 16th April 2025

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