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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Great interest rate and easy to manage

The ease with which you can move money from your main current account with another bank into Zopa’s savings account and withdraw it equally easily makes Zopa a really attractive option. Add to that, their attractive interest rate and the ability to divide your savings into pots makes choosing Zopa a no brainer. Reviewed on: 28th February 2025

An easy account to open and to operate.

An easy account to open and to operate. Transfers in or out are swift, interest rates are good Reviewed on: 28th February 2025

Zopa provides an excellent banking and savings.

Zopa provides an excellent banking and savings service that is easy to understand, set up and access. Its innovative and offers good interest and communication. Reviewed on: 28th February 2025

The app is very modern and works well.

The app is very modern and works well. Support is responsive. They provide good rates for savings along with features that help save through the app Reviewed on: 28th February 2025

I have a zopa account ,credit card and visa and I ha...

I have a zopa account ,credit card and visa and I have got rid of my barclays account as I find it easier to use Reviewed on: 28th February 2025

Easy to set up.

Easy to set up. Good rate of interest. Integrated with other bank accounts. Reviewed on: 28th February 2025

Zopa bank account

The staff are very polite and curious, easy to talk to, and they get the job done, all in all I would recommend everyone to have a Zopa account. Thankyou Reviewed on: 28th February 2025

Efficient, easy to use online service with excellent...

Efficient, easy to use online service with excellent interest rates. Everything is so straight forward to administer with the account. Reviewed on: 28th February 2025

Easy to use app, good savings rates.

Easy to use app, good savings rates. Reviewed on: 28th February 2025

Great app based savings account.

Great app based savings account. Great value for savings Reviewed on: 28th February 2025

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