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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Love the monthly auto saver.

Love the monthly auto saver. Saving without thinking about it. Benefit of easy access. Interest has been good. Kept informed by email of changes. Reviewed on: 28th February 2025

Best banking app ever

It supplies/provides exactly what it promises Reviewed on: 28th February 2025

Outstanding online banking

I truly appreciate the professionalism and responsiveness of Zopa. From seamless online transactions to their attentive customer support, they consistently go above and beyond to ensure a smooth banking experience. Whether it’s resolving queries promptly or offering tailored financial solutions, their commitment to customer satisfaction is evident. What stands out most is their reliability and efficiency, making every interaction stress-free. In a time when banking needs to be fast and secure, Zopa delivers with excellence. Highly recommended for anyone looking for a trustworthy and reliable bank. Reviewed on: 28th February 2025

Easy to manage the money

Luckily I didn't encounter any problems with your services, the money movement is easy and quick. Reviewed on: 28th February 2025

An easy account to operate.

An easy account to operate. Clear sections and operating instructions. Value for money. There are other sites offering a slightly higher interest rate but less easy and lacks quick responsiveness. Reviewed on: 28th February 2025

Great rates and easy to use app.

Great rates and easy to use app. Reviewed on: 28th February 2025

Excellent Provider.

Excellent Provider. Very competitive and easy to deal with. Would highly recommend. Reviewed on: 28th February 2025

Easy to use and flexible way of saving.

Easy to use and flexible way of saving. Reviewed on: 28th February 2025

Savings Pots

Easy to open and fund using their app. Subsequently opened current account with debit card. Reviewed on: 28th February 2025

Zopa a friendly bank

Zopa have been great, with plenty of products to help - their saver is quick easy to set up, easy withdrawals if needed Reviewed on: 28th February 2025

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