Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

View other Zopa products

4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8146)

Great bank for saving, credit card and banking would...

Great bank for saving, credit card and banking would highly recommend Reviewed on: 15th January 2026

Very easy to follow website.

Very easy to follow website. Payments made to account almost instantly show. Reviewed on: 15th January 2026

Easy application process but the rates for existing...

Easy application process but the rates for existing ongoing clients could be improved Reviewed on: 15th January 2026

Easy way to use and make payments are easy.

Easy way to use and make payments are easy. Reviewed on: 15th January 2026

I am now retired and living on my state pension only.

I am now retired and living on my state pension only. I need to very selective about where I invest my small amout of savings. I trust Zopa to look after my investments. Its made very easy if I want to switch accounts. The app is very clear easy to use and has lots of interesting information. It gives me peace of mind knowing my precious savings are working hard and safe Reviewed on: 15th January 2026

Zopa both with the credit card facility’s and the Zo...

Zopa both with the credit card facility’s and the Zopa savings account are excellent, both with ease of use on the Zopa APP Reviewed on: 15th January 2026

ZOPA... SO GOOD....!!

AN EXCEPTIONAL CREDIT CARD.FANTASTIC RATES.EASY TO NAVIGATE SITE.I LOVE THE REMINDERS VIA EMAIL AS I HAVE DISABILITIES & MEMORY PROBLEMS.I HOPE TO BUILD MY CREDIT SCORE THIS YEAR,AS IVE USED MY ACCOUNT TO HELP OTHERS.NOW ITS MY TURN.I HIGHLY RECOMMEND ZOPA TO START & MAINTAIN YOUR CREDIT JOURNEY. Reviewed on: 15th January 2026

A fine company

Excellent savings rates, easy to navigate website, supportive, accessible customer service. Reviewed on: 15th January 2026

AllAn all round positive experience with ZOPA

I have had a very positive experience with ZOPA thus far, in terms of their efficiency, customer service, value for money and, in particular, clarity and honesty when offering their financial products. As a result I have both a credit card and car finance loan with them! Reviewed on: 15th January 2026

open savings within minutes

open savings within minutes - easy to transfer in and out. Had loan with them - very easy to apply and set up and pay off early Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Allica 4.79 from 1313 reviews
Extra Saver
from Sainsburys Bank 3.72 from 6 reviews
Savings
from Northern Community Bank (formerly Pennine Community Credit Union) 4.87 from 226 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub