Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

View other Zopa products

4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (7494)

Excellent Zopa app and simple to use

Have moved from a high street bank to Zopa as it’s so simple to use and set up pots for your everyday monthly expenditures to help you budget better. I’ve already recommended zopa to all my family and would continue to do so as the experience is really good all under one umbrella! I’ve fed back some suggestions and it seems that someone does listen! There is a feature to setup transfers and it take seconds when transferring funds from one account to an external account! Reviewed on: 28th February 2025

Best saving

Best of all the savings accounts out there Reviewed on: 28th February 2025

Good competitive savings products.

Good competitive savings products with an easy to navigate website. Reviewed on: 28th February 2025

Zopa best app

For myself Zopa it’s a very good card! Reviewed on: 28th February 2025

Excellent customer service.

Excellent customer service. I love the simplicity of the app but when I was locked out the customer service was very good. Reviewed on: 28th February 2025

Nearly perfect.

What I need is an account that earns the best interest, is accessible and simple to use the app. Zopa was perfect for me, but I had one issue. There was a problem with the app when I needed money out. The support I contacted didn't seem too concerned. Reviewed on: 28th February 2025

Excellent savings rate and easy to use via the App...

Excellent savings rate and easy to use via the App Reviewed on: 28th February 2025

Love the boosted smart saver pots.

Love the boosted smart saver pots. Reviewed on: 28th February 2025

Easy money in and out.

Easy money in and out. Excellent savings rate. Reviewed on: 28th February 2025

Everything was really easy to set up on line and the...

Everything was really easy to set up on line and the interest rate is better than any other I could find l Plus you get interest on your current account Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant Access Account
from Principality Building Society 4.52 from 4 reviews
Savings
from Charity Bank 4.83 from 4 reviews
Savings
from BLME 4.60 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5804 reviews
Personal loan
from Zopa 4.94 from 67287 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub