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Zuto: Car finance reviews

Name: Car finance
Rating: 4.72 (296 reviews)

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4.72

Based on 296 reviews, last reviewed 28th Feb 2026

93% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

88%

2 star

Latest highest rating:

5

Nice and easy, Ryan was really helpful and a sound... Nice and easy, Ryan was really helpful and a sound guy Reviewed on: 28th February 2026

Latest lowest rating:

1

What Zuto doesn't tell you What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of th... Read more Reviewed on: 5th October 2025

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About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

Zuto Car finance reviews (296)

Review of the Zuto, Car finance:

VILE

this company is a SCAM! they will take your money, sell you cars that come with MAJOR faults, then the treatment from the staff there customer service is appalling , the CEO James Wilkinson, has no compassion he just passes the book, and blames different departments, Imaging selling a customer a car, with engine failure, a hold in the gas cylinder, left hand hydraulics collapsed. then say the car is working in there report!!! please be aware, I will keep posting this voluntarily to support those who are thinking of giving these people business. Reviewed on: 6th January 2023

Great experience with Joshua at Zuto

This has been my first time financing a car and has been a smooth experience from start to finish. Joshua has been extremely helpful and patient in helping me find a car suited to my needs and I would definitely use Zuto again in the future. Thanks Josh Reviewed on: 11th August 2025

Josh gave excellent service.

Josh was really helpful. Did everything he could to help top service. Any issues I had or concerns he was available to talk and help. Reviewed on: 11th August 2025

Very friendly people and made it very easy

Very friendly people and made it very easy Reviewed on: 11th August 2025

Cara was very helpful, professional and friendly thr...

Cara was very helpful, professional and friendly through out the whole process Reviewed on: 11th August 2025

Great service!

Jake was fantastic from start to finish. He really listened to what I was looking for and quickly found a great selection of cars that matched my needs and budget. The whole process was fast, simple, and completely stress-free. I’m so grateful for his help and would definitely recommend him and the team to anyone looking for car finance. Reviewed on: 10th August 2025

Sean McEvoy the superstar!

Sean McEvoy was an absolute superstar, worked so hard to get finance and car sorted, could not have done any more for me, was quick and responsive! Reviewed on: 9th August 2025

Adam was very helpful, polite and knew exactly what...

Adam was very helpful, polite and knew exactly what he was doing Reviewed on: 9th August 2025

Really friendly team that helped me with my applicat...

Really friendly team that helped me with my application, Laura was so knowledgable and lovely to speak with and helped me every step of the way! Reviewed on: 8th August 2025

Zuto have been an absolute pleasure to deal with.

Zuto have been an absolute pleasure to deal with. It's been such an easy process from start to finish. I would absolutely recommend them to anyone. Thanks to Daniel Ross for all his help. Reviewed on: 8th August 2025

Jake made the process very easy and quick.

Jake made the process very easy and quick. Thank you so much! Reviewed on: 7th August 2025

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