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Zuto: Car finance reviews

4.72
Based on 296 reviews, last reviewed 28th Feb 2026
92% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
3%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
9%

Latest highest rating:

5

Nice and easy, Ryan was really helpful and a sound... Nice and easy, Ryan was really helpful and a sound guy Reviewed on: 28th February 2026
Dan E's avatar
Dan E

Latest lowest rating:

1

What Zuto doesn't tell you What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of th... Read more Reviewed on: 5th October 2025
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g a

About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

Zuto Car finance reviews (296)

Review of the Zuto, Car finance:

VILE

1
this company is a SCAM! they will take your money, sell you cars that come with MAJOR faults, then the treatment from the staff there customer service is appalling , the CEO James Wilkinson, has no compassion he just passes the book, and blames different departments, Imaging selling a customer a car, with engine failure, a hold in the gas cylinder, left hand hydraulics collapsed. then say the car is working in there report!!! please be aware, I will keep posting this voluntarily to support those who are thinking of giving these people business. Reviewed on: 6th January 2023

Happy customer!

5
Zuto helped me with my first car, they made sure the dealers were legit and safe, made sure I considered the mileage and just made me feel like I could go to them for advice. Once I picked the car, my finance was processed within moments, and it was below my budget! Thanks for everything Zuto! Reviewed on: 24th June 2017

Great

5
Help me to get a car and staff were great and friendly and very helpful Reviewed on: 24th June 2017

Great customer service

5
Friendly staff,who work hard so you don't have to. Reviewed on: 22nd June 2017

Great work

5
Very patient and understanding. Very professional in dealing with you and everyone involved in purchasing a car Reviewed on: 19th June 2017

Great customer care and very helpful

5
They were a great team that really helped me to buy my new car with all the help i needed to obtain the finance. I would recommend them to any of my friends and family.. Reviewed on: 28th May 2017

Amazing

5
Zuto by far are the best company I've ever dealt with everybody was polite, everybody knew what was going I was always informed of everything and by far the best thing was the speed of everything fast simple great Reviewed on: 14th May 2017

good service and quick

5
helpful/quick and overall happy with the service Reviewed on: 12th May 2017

outstanding

5
wasnt sure at first but when contacted by zuto started a great experience theu sortrd it quickly got thr car we wanted all round fantastic friendly servicr Reviewed on: 11th May 2017

Great service

5
Everything was clear and easy from start to finish and always available to help Reviewed on: 11th May 2017

Great service and standard of customer service

5
Helpful and communicated through the whole process, never pushy in any way and actually they ensure everything works out even after you have received the car. Really easy to use Reviewed on: 11th May 2017