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Zuto: Car finance reviews

4.58
Based on 308 reviews, last reviewed 9th Aug 2026
25% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
3%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
10%

Latest highest rating:

5

Found Zuto to be really helpful, easy & quick proces... Found Zuto to be really helpful, easy & quick process over the phone, smooth & simple. Dan was really helpful and knowledgeable too and made it all st... Read more Reviewed on: 9th August 2026
Jo B's avatar
Jo B

Latest lowest rating:

1

WARNING TO ANYONE BUYING A CAR THROUGH ZUTO & AUTOLE... WARNING TO ANYONE BUYING A CAR THROUGH ZUTO & AUTOLEND / LENDABLE I am writing this publicly because both Zuto (the broker) and AutoLend / Lendable L... Read more Reviewed on: 28th July 2026
Jenna J's avatar
Jenna J

About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

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Zuto Car finance reviews (308)

they advertise dodgy dealers

1
they will sell you the car very easily and fast . BUT WONT HELP YOU WHEN THINGS GO WRONG . CUSTOMERS SERVICES ARE USELESS AND WORK FOR THE DEALER NOT THE CUSTOMER. DONT WASTE YOUR TIME AND MONEY Reviewed on: 4th October 2022

Horrible customer service

1
They are very helpful until you purchase a car and arrange finance through them. However their customer service after the purchase is absolutely disgraceful. My car broke down 7 weeks ago and I still haven't received the refund on my finance. The dealership has accepted the rejection of the car and has refunded the money back to Zuto. They keep passing the ball around to the dealer and the lender but no intention of resolving it for the customer. You will also get a much better finance deal by going to a main dealer. Avoid them at all cost! Reviewed on: 1st October 2020

Car finance

5
They were informative, explained everything and literary within a couple of days from speaking with them, I received car finance and the money was in my bank within an hour, fantastic, thank you zuto Reviewed on: 29th April 2018

No fuss fast service.

5
We contacted zuto on line we showed interest in a few cars then the same day zuto got us a great deal. No fuss, very professional service. I would highly recommend zuto. Reviewed on: 29th June 2017

Fantastic service

5
Rebecca who dealt with my application was great,very helpful not pushy and searched for a suitable lender for me.Rebecca also done checks on the company where the vehicle I was interested in buying from to check they were a reputable company,they then deal with payment so you have no worry of this .All you have to do is organise collection of your vehicle.i would definitely recommend to friends and family to try them Reviewed on: 28th June 2017

Very good to recommend to any person .

5
Good,I was well looked after,thanks for everything . Reviewed on: 26th June 2017

Car

5
Zuto is very friendly and helpful Reviewed on: 25th June 2017

Brilliant

5
Very helpful and do everything for you and guide u every step of the way Reviewed on: 25th June 2017

Good service

5
The service was fast and efficient Reviewed on: 24th June 2017

Excellent service, going above and beyond!

5
After searching for car finance, Zuto offered the best rate and cheapest repayments. My advisor, Sean, was great, very helpful and patient. The dealer wasn't registered with Zuto, however Sean organised things to enable the dealer to become registered, meaning I could get my perfect car. I viewed the car on a Saturday afternoon, the car was paid for and ready to collect in 48hrs! My advisor and the Zuto team were supportive from beginning to end, I have even been called to ensure I was happy with the car and have been told to call if I have any issues with the car or want any advice. Great team of people at Zuto who provide a great service, highly recommend Reviewed on: 24th June 2017

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