Smart Money People Logo

Zuto: Car finance reviews

4.73
Based on 294 reviews, last reviewed 6th Feb 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
3%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
10%

Latest highest rating:

5

Excellent service, great car knowledge and lots of p... Excellent service, great car knowledge and lots of patience! Thanks to Laurence =) Reviewed on: 6th February 2026
Leanne Skolosdra's avatar
Leanne Skolosdra

Latest lowest rating:

1

What Zuto doesn't tell you What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of th... Read more Reviewed on: 5th October 2025
g a's avatar
g a

About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

Review Zuto: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

Zuto Car finance reviews (294)

Fantastic service

5
Rebecca who dealt with my application was great,very helpful not pushy and searched for a suitable lender for me.Rebecca also done checks on the company where the vehicle I was interested in buying from to check they were a reputable company,they then deal with payment so you have no worry of this .All you have to do is organise collection of your vehicle.i would definitely recommend to friends and family to try them Reviewed on: 28th June 2017

Very good to recommend to any person .

5
Good,I was well looked after,thanks for everything . Reviewed on: 26th June 2017

Car

5
Zuto is very friendly and helpful Reviewed on: 25th June 2017

Brilliant

5
Very helpful and do everything for you and guide u every step of the way Reviewed on: 25th June 2017

Good service

5
The service was fast and efficient Reviewed on: 24th June 2017

Excellent service, going above and beyond!

5
After searching for car finance, Zuto offered the best rate and cheapest repayments. My advisor, Sean, was great, very helpful and patient. The dealer wasn't registered with Zuto, however Sean organised things to enable the dealer to become registered, meaning I could get my perfect car. I viewed the car on a Saturday afternoon, the car was paid for and ready to collect in 48hrs! My advisor and the Zuto team were supportive from beginning to end, I have even been called to ensure I was happy with the car and have been told to call if I have any issues with the car or want any advice. Great team of people at Zuto who provide a great service, highly recommend Reviewed on: 24th June 2017

Out standing.

5
Very quickly in getting a response. No hassle regarding paperwork very helpful all the way from start to finish. Thank you Zuto Reviewed on: 24th June 2017

Fast and no hassle

5
Zuto fast and very helpful,no problems,kept well informed through the process,recommended. Reviewed on: 24th June 2017

Fantastic service

5
From the start to the finish the zuto team made me feel comfortable, always phoned at the right time and if the person I oringally phoned was not there there was another friendly person to take my call, helped me get my ideal car Reviewed on: 24th June 2017

Yes I wood they was friendly and with a not so good credit rating I stll got a car with this zento

4
it was done quickly and easily two get the car I want thanks you Reviewed on: 24th June 2017

Review Zuto: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review