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Zuto: Car finance reviews

Name: Car finance
Rating: 4.58 (292 reviews)

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4.72

Based on 292 reviews, last reviewed 8th Dec 2025

96% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

87%

2 star

10%

Latest highest rating:

5

Laura had guided me from the start, providing update... Laura had guided me from the start, providing updates, advising me as needed and just being genuinley helpful throughout the whole process, Nikita als... Read more Reviewed on: 8th December 2025

Latest lowest rating:

1

What Zuto doesn't tell you What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of th... Read more Reviewed on: 5th October 2025

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About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

Zuto Car finance reviews (292)

Review of the Zuto, Car finance:

Bad partnerships with dealers, namely Coventry Sterling Motor Company Ltd

Zuto are guilty by association with Coventry Sterling Motor Company Ltd, they should relinquish their partnership with immediate effect, here is why My daughter was part exchanging her Kia Seed which admittedly was not in best shape, however having had an initial valuation of £800, to "hook you in" they then employ the usual dirtbag salesman tactics of being picky with scratches that were not previously reported as well as the usual, "I think the gearbox is a bit clunky" line.., the Part Ex "confirmed figure" is then reduced to £600, then £550, then £400 (when you are on the forecourt). Having travelled a 150 round mile trip and agreed the finance qin the week before we were knocked down to a final price on our part exchange to £425. My personal review is, Nayim, who is apparently a part owner of Coventry Sterling Motors Ltd has no class or customer sales integrity, he may have an extra £85 in his pocket tonight, and I am £85 lighter.., but at what cost? Avoid this garage at all costs The Car that was purchased is very nice, but was not described accurately either, which is a material infringement of trading standards Reviewed on: 15th October 2022

It was a breeze to get my first car with Zuto.

It was a breeze to get my first car with Zuto. They are attentive and patient as it took me a bit to figure out what I wanted, but we got there in the end and I'm very happy with my choice. They contact the dealer and after that it's a couple quick calls before you sign the paperwork. I also got 3 year warranty on my car so peace of mind. Thank you James and colleagues. -Glenn Davidson Reviewed on: 23rd September 2025

Wonderful Jake and Cara were very helpful

Wonderful Jake and Cara were very helpful Reviewed on: 23rd September 2025

DEFINITELY USE- JAMES IS EXCELLENT

James was very very helpful and made the whole process a breeze. Highly Reccomend, and i would definitely try get james as he is outstanding in every aspect. Reviewed on: 23rd September 2025

Fast and friendly service would recommend

Fast and friendly service, from my initial enquiry the whole process was smooth and fast Reviewed on: 22nd September 2025

Great customer service

Jake was amazing in answering all my questions and checking different cars until I got my final one. Great customer service and constantly kept me updated on everything really appreciate all his help and support thank you for everything. Very happy customer Reviewed on: 22nd September 2025

Such a pleasant experience

Such a pleasant experience to deal with a real customer focused company that has customer needs at the heart of the process. Sean McEnvoy went out of his way to find the right car at the best price and the right finance package to fit my budget. He couldn’t have done more for me. Reviewed on: 20th September 2025

I'd just like to say a massive thank you to Daniel Ross

I'd just like to say a massive thank you to Daniel Ross. I was taking car finance out for the first time, and he was absolutely fantastic. He made me feel at ease and comfortable with his easy assistance towards my decision on buying the motor of my choice. I came to talk with Dan on a number of occasions even through Text and it was like chatting with someone I'd known for years, hes truly a great person and very professional at his post, I'd like to say thank you and wish him the best Reviewed on: 19th September 2025

The services rentered by one of your team Jamie Poin...

The services rentered by one of your team Jamie Pointon is very pleasing. I faced some challenges in the process due to the device I was using and Jamie was very patient and tried all means making sure that I achieve and indeed achieved at the end. Reviewed on: 19th September 2025

James was easy to talk to explained everything so o...

James was easy to talk to explained everything so o understood very smooth Reviewed on: 19th September 2025

Samantha Verdon was a brilliant advisor and talked m...

Samantha Verdon was a brilliant advisor and talked me through every step of the way! Nice and friendly communication - speedy service as well. Reviewed on: 18th September 2025

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