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Zuto: Car finance reviews

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4.72
Based on 295 reviews, last reviewed 12th Feb 2026
95% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
3%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
9%

Latest highest rating:

5

Cole knew exactly what I was wanting by the favoured... Cole knew exactly what I was wanting by the favoured cars in the app and he got a car I really liked Reviewed on: 12th February 2026
John B's avatar
John B

Latest lowest rating:

1

What Zuto doesn't tell you What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of th... Read more Reviewed on: 5th October 2025
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About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

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Zuto Car finance reviews (295)

Samantha helped me all the way through the experienc...

5
Samantha helped me all the way through the experience and she was brilliant, she made it easy and stress free. Fantastic customer service. Reviewed on: 10th September 2025
Emma 's avatar
Emma

This was my first time financing a car, Jake was rea...

5
This was my first time financing a car, Jake was really knowledgable and was happy to answer any queries I had. Jake made sure I was happy with everything before proceeding and ensured the communication was thorough throughout! Id definitely recommend zuto to family and friends! Reviewed on: 10th September 2025
Natasha m's avatar
Natasha m

Super advisor highly recommended.

5
Super advisor highly recommended. Fights to the end with the success of 5 stars Reviewed on: 10th September 2025
Pattt Matt's avatar
Pattt Matt

Provides all the information needed and clearly.

5
Provides all the information needed and clearly. Helped a massive amount to find the right car for me. Reviewed on: 10th September 2025
Emma Wilkin's avatar
Emma Wilkin

Jamie has been extremely helpful and patience, made...

5
Jamie has been extremely helpful and patience, made car buying experience stress free. Reviewed on: 10th September 2025
Sabreena B's avatar
Sabreena B

Very professional couldn’t fault anything,

5
Very professional couldn’t fault anything, Reviewed on: 9th September 2025
Brandon M's avatar
Brandon M

Zuto did exactly what I wanted ,but......

4
I first found Zuto when looking for car finance when the dealership couldnt get me approved for one. After a soft search on my Creditscore Zuto offered me a great rate, but after applying with them the rate completely changed to one I wasnt to pleased with. My agent James Williamson did a fantastic job helping me find a car that was suitable for me and worked to get me the best rate with my credit history. There communication was great, friendly and couldnt do enough for you. I did get an agreement with them and im happy with the end result. I'd give them 5 stars on everything if it wasnt for the window rate being so far away from the actual rates I got offered Reviewed on: 9th September 2025
Ryan's avatar
Ryan

James williamson was a great help can’t recommend en...

5
James williamson was a great help can’t recommend enough very quick and was an easy application Reviewed on: 9th September 2025
steven's avatar
steven

Excellent customer service.

5
Excellent customer service. Very helpful Reviewed on: 9th September 2025
A A's avatar
A A

Really helpful and friendly staff

5
Nikita was really friendly and helpful, kept in contact with me regularly for updates and to set up the warranty plan. She was a pleasure to deal with thank you. Reviewed on: 8th September 2025
Emma S's avatar
Emma S

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