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Zuto: Car finance reviews

View other Zuto products
4.68
Based on 302 reviews, last reviewed 14th Apr 2026
60% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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10%

Latest highest rating:

5

extremely professional and good team, everything was... extremely professional and good team, everything was organized and done according to the client's requests. I am very satisfied with this company, tha... Read more Reviewed on: 10th April 2026
Svetoslav F's avatar
Svetoslav F

Latest lowest rating:

1

If the car breaks, you're on your own Setting up a PCP car finance plan with Zuto is easy. They do most of the work including negotiating with the car dealer. This part of the experience i... Read more Reviewed on: 14th April 2026
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Neil C
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About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

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Zuto Car finance reviews (302)

Provides all the information needed and clearly.

5
Provides all the information needed and clearly. Helped a massive amount to find the right car for me. Reviewed on: 10th September 2025
Emma Wilkin's avatar
Emma Wilkin

Jamie has been extremely helpful and patience, made...

5
Jamie has been extremely helpful and patience, made car buying experience stress free. Reviewed on: 10th September 2025
Sabreena B's avatar
Sabreena B

Very professional couldn’t fault anything,

5
Very professional couldn’t fault anything, Reviewed on: 9th September 2025
Brandon M's avatar
Brandon M

Zuto did exactly what I wanted ,but......

4
I first found Zuto when looking for car finance when the dealership couldnt get me approved for one. After a soft search on my Creditscore Zuto offered me a great rate, but after applying with them the rate completely changed to one I wasnt to pleased with. My agent James Williamson did a fantastic job helping me find a car that was suitable for me and worked to get me the best rate with my credit history. There communication was great, friendly and couldnt do enough for you. I did get an agreement with them and im happy with the end result. I'd give them 5 stars on everything if it wasnt for the window rate being so far away from the actual rates I got offered Reviewed on: 9th September 2025
Ryan's avatar
Ryan

James williamson was a great help can’t recommend en...

5
James williamson was a great help can’t recommend enough very quick and was an easy application Reviewed on: 9th September 2025
steven's avatar
steven

Excellent customer service.

5
Excellent customer service. Very helpful Reviewed on: 9th September 2025
A A's avatar
A A

Really helpful and friendly staff

5
Nikita was really friendly and helpful, kept in contact with me regularly for updates and to set up the warranty plan. She was a pleasure to deal with thank you. Reviewed on: 8th September 2025
Emma S's avatar
Emma S

Thanks Jake!

5
Dealt with Jake who very helpful and thorough! This is the first time getting a car on finance and Jake explained everything to me. Reviewed on: 7th September 2025
Julie A's avatar
Julie A

Spoke and dealt with jake.

5
Spoke and dealt with jake. He explained everything perfectly and was very polite. Enjoyed dealing with him. Reviewed on: 7th September 2025
Michael W's avatar
Michael W

I dealt with Jake, he was very professional and answ...

5
I dealt with Jake, he was very professional and answered all my questions, putting my mind at rest. He is very polite and made me feel happy to carry on with the loan, he explained everything I needed to know, thank you Jake Reviewed on: 7th September 2025
Julie F's avatar
Julie F

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