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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
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Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

100% recommend!

5
Application was straight forward! Never had an easier and streamlined service! App is so easy to navigate. First one to say I could have a loan as well and it’s brilliant. Thank you so much 118 Reviewed on: 20th April 2026

The taking interest at the end of each month is a bi...

5
The taking interest at the end of each month is a bit of a kicker Reviewed on: 20th April 2026

Helpful Team Experience

4
Been with 118 118 money for 2 years always helpful when speaking to team members Reviewed on: 20th April 2026

Good value for money good benefits too

5
Good value for money good benefits too Reviewed on: 20th April 2026

Fast reliable service and trustworthy!

5
Fast reliable service and trustworthy! Reviewed on: 20th April 2026

When help was needed everyone was so obliging and pl...

5
When help was needed everyone was so obliging and pleasant. Reviewed on: 20th April 2026

Verygood service can't vault all brilliant

5
Verygood service can't vault all brilliant Reviewed on: 20th April 2026

Only just joined low credit limit but no issues

5
Only just joined low credit limit but no issues Reviewed on: 20th April 2026

Great credit increases

5
Great credit increases, 118 has given me the chance to gain credit once again and to be able to have an emergency back up where other providers failed me. I would recommend 118 credit card to anyone. I’ve never experienced any issues whilst with 118 Reviewed on: 20th April 2026

I was very impressed by the companies customer servi...

5
I was very impressed by the companies customer service and their app. Reviewed on: 20th April 2026

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