Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5601 reviews)

View other 118 118 Money products

4.85

Based on 5,601 reviews, last reviewed 24th Apr 2026

399200% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

It was very easy tpply and fast decision for my c... It was very easy to apply and fast decision for my credit card and fast delivery of it also nice low APR Reviewed on: 24th April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5601)

I joined 118 first with a credit card and then a loan.

I joined 118 first with a credit card and then a loan. I found the experience good and certainly recommend them Reviewed on: 20th April 2026

Dry helpful had no problem setting up the card...

Dry helpful had no problem setting up the card Reviewed on: 20th April 2026

Works well, no hassles, smooth sailing.

Works well, no hassles, smooth sailing. High interest but obviously that’s down to my circumstances Reviewed on: 20th April 2026

118 have been great to get me started using credit c...

118 have been great to get me started using credit cards! Thanks! Reviewed on: 20th April 2026

Always on hand to answer queries - keep you up to da...

Always on hand to answer queries - keep you up to date of credit increases and offers Reviewed on: 20th April 2026

Having used customer service

My experience having used customer service for a fraudulent issue with my card and to my satisfaction was dealt with great action First-class customer service Reviewed on: 20th April 2026

love my 118 card!

love my 118 card!!! they automatically increase my limit which is ideal so i don't have to apply for increases. I have a direct debit so i don't have to remember to pay each month which is ideal with life being busy. Reviewed on: 20th April 2026

Always there to hep

You’ve always sorted anything out I needed help with Reviewed on: 20th April 2026

They’ve been really helpful to me both with acceptin...

They’ve been really helpful to me both with accepting me for a credit card with affordable repayments and same with a loan I took with them. I would highly recommend 118. Reviewed on: 20th April 2026

Slow online chat but it's a busy line i guess, over...

Slow online chat but it's a busy line i guess, over all though good service. Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Santander 3.67 from 21 reviews
Nectar Credit Card
from Sainsburys Bank 2.84 from 97 reviews
Nectar Credit Card
from American Express 3.33 from 14 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.88 from 4552 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub