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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5600 reviews)

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4.85

Based on 5,600 reviews, last reviewed 24th Apr 2026

399100% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Not the best Apr but not sure if that’s based on per... Not the best Apr but not sure if that’s based on personal circumstances. Reviewed on: 24th April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5600)

I find the people helpful the app easy to use and ea...

I find the people helpful the app easy to use and easy to navigate Reviewed on: 20th April 2026

Credit limit low, and late payment harassment

Credit limit low, and late payment harassment Reviewed on: 20th April 2026

Good card easy to apply for interest not too high...

Good card easy to apply for interest not too high Reviewed on: 20th April 2026

Great card easy app very simple process fir payments...

Great card easy app very simple process fir payments and setup. Reviewed on: 20th April 2026

Excellent service , and super hero of the day...

Excellent service , and super hero of the day Reviewed on: 20th April 2026

Easy application, quick response and great App servi...

Easy application, quick response and great App services. Reviewed on: 20th April 2026

I’ve had a good experience.

I’ve had a good experience. Easy to use and apply for. Credit limit good even if the apr is a little hugh Reviewed on: 20th April 2026

Easy process and quick service. would recommend

Easy process would recommend. To family and friends Reviewed on: 20th April 2026

It is good!

It is good! Though having an interest free period is better Reviewed on: 20th April 2026

I joined 118 first with a credit card and then a loan.

I joined 118 first with a credit card and then a loan. I found the experience good and certainly recommend them Reviewed on: 20th April 2026

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