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118 118 Money: Credit card reviews

View other 118 118 Money products
4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5645)

118 Credit card is unlike no other.

5
118 Credit card is unlike no other. Reviewed on: 20th April 2026
Julius T's avatar
Julius T

The credit card helped to provide support on day to...

4
The credit card helped to provide support on day to day transactions and purchase. Reviewed on: 20th April 2026
santosh 's avatar
santosh

118 are by far the best Credit Card easy to use and...

5
118 are by far the best Credit Card easy to use and they are very helpful at anytime also website and app are excellent and very easy to use Reviewed on: 20th April 2026
Mr D Collis 's avatar
Mr D Collis

quick and easy to use app easy to navigate around

5
quick and easy to use app easy to navigate around Reviewed on: 20th April 2026
natalie korie's avatar
natalie korie

Great service

5
Never any problems good rates and easy to use Reviewed on: 20th April 2026
dan-johnson2014@outlook.com's avatar
[email protected]

Efficient and user friendly

5
Great app very quick and efficient communication I feel in control of my spending and limits. Reviewed on: 20th April 2026
Jason clare's avatar
Jason clare

My credit score has grown thanks to 118 trusting me!

5
I have just finished my Iva and i am not the same with money as i was 5 years ago before the Iva. So when 118 agrees to lend to me, I was so grateful because I could by a new bed and washing machine and pair it back on time which has given my credit score the change to grow and show that i have learnt my lesson in regards to debt. It may sound small but that trust has changed our future so thank you!! Reviewed on: 20th April 2026
Sophie B's avatar
Sophie B

Been member for many years on 118 118

5
Been member for many years and found 118 118 a god send and enable me to have a source for emergency funds and a reasonable cost. Reviewed on: 20th April 2026
Peter Western's avatar
Peter Western

All good, very easy and quick to set up with...

5
All good, very easy and quick to set up with no hassle Reviewed on: 20th April 2026
Kristian 's avatar
Kristian

Very good card to have with reasonable rate and good...

4
Very good card to have with reasonable rate and good credit limit Reviewed on: 20th April 2026
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osa ihama

Review 118 118 Money: Credit card now

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