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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

My credit score has grown thanks to 118 trusting me!

I have just finished my Iva and i am not the same with money as i was 5 years ago before the Iva. So when 118 agrees to lend to me, I was so grateful because I could by a new bed and washing machine and pair it back on time which has given my credit score the change to grow and show that i have learnt my lesson in regards to debt. It may sound small but that trust has changed our future so thank you!! Reviewed on: 20th April 2026

Been member for many years on 118 118

Been member for many years and found 118 118 a god send and enable me to have a source for emergency funds and a reasonable cost. Reviewed on: 20th April 2026

All good, very easy and quick to set up with...

All good, very easy and quick to set up with no hassle Reviewed on: 20th April 2026

Very good card to have with reasonable rate and good...

Very good card to have with reasonable rate and good credit limit Reviewed on: 20th April 2026

I can not use my 118 app

I can not use my 118 app I have told service team but nothing gets done Reviewed on: 20th April 2026

simple and straightforward.

Everything has been simple and straightforward. Good rates considering I've not had a great credit history. Reviewed on: 20th April 2026

Easy to use and manage

Easy to use and manage. I’d recommend to everyone Reviewed on: 20th April 2026

Easier to use

Easy to use it, easy to understand Reviewed on: 20th April 2026

Good honest interactions.

Good honest interactions. Good easy conversation. Reviewed on: 20th April 2026

Good app, not too crazy an APR.

Good app, not too crazy an APR. Still investing, some other cards offer better cashback and other perks Reviewed on: 20th April 2026

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