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118 118 Money: Credit card reviews

4.85
Based on 5,602 reviews, last reviewed 24th Apr 2026
399200% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

It was very easy tpply and fast decision for my c... It was very easy to apply and fast decision for my credit card and fast delivery of it also nice low APR Reviewed on: 24th April 2026
Tracy 's avatar
Tracy

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5602)

Slow online chat but it's a busy line i guess, over...

5
Slow online chat but it's a busy line i guess, over all though good service. Reviewed on: 20th April 2026

Good company

5
Never had a problem They have been very helpful Reviewed on: 20th April 2026

Friendly and easy to use.

4
Friendly and easy to use. Smooth and With good regular limit raises. No hassle credit card Reviewed on: 20th April 2026

Its a very good credit card but i think when you hav...

4
Its a very good credit card but i think when you have had it for a while And you have paid on time the interest should be reduced as its very high Reviewed on: 20th April 2026

Very good and helpful

5
Just the card we need all perfect Reviewed on: 20th April 2026

Great service.

5
Great service. Never had any issues. Credit limited reviewed regular. Great all round. Reviewed on: 20th April 2026

Miscommunication

5
1 time I was told one thing a day later I was told another so maybe miss communication through your team could be worked on Reviewed on: 20th April 2026

Good Service good kept up to date with spending.

5
Service good kept up to date with spending. Reviewed on: 20th April 2026

The app is super easy to use and make payments.

5
The app is super easy to use and make payments. Reviewed on: 20th April 2026

Haven’t had to use customer service yet.

5
Haven’t had to use customer service yet. App is easy to use Reviewed on: 20th April 2026

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