Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

118 118 Money: Credit card reviews

View other 118 118 Money products
4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

118 118 Money Credit card reviews (5645)

Fast reliable service and trustworthy!

5
Fast reliable service and trustworthy! Reviewed on: 20th April 2026
Mihaela B's avatar
Mihaela B

When help was needed everyone was so obliging and pl...

5
When help was needed everyone was so obliging and pleasant. Reviewed on: 20th April 2026
Ian C's avatar
Ian C

Verygood service can't vault all brilliant

5
Verygood service can't vault all brilliant Reviewed on: 20th April 2026
Steven a's avatar
Steven a

Only just joined low credit limit but no issues

5
Only just joined low credit limit but no issues Reviewed on: 20th April 2026
graham t's avatar
graham t

Great credit increases

5
Great credit increases, 118 has given me the chance to gain credit once again and to be able to have an emergency back up where other providers failed me. I would recommend 118 credit card to anyone. I’ve never experienced any issues whilst with 118 Reviewed on: 20th April 2026
Cluckrow's avatar
Cluckrow

I was very impressed by the companies customer servi...

5
I was very impressed by the companies customer service and their app. Reviewed on: 20th April 2026
Alan Short's avatar
Alan Short

Great company and great staff and will sort any prob...

5
Great company and great staff and will sort any problems you have Reviewed on: 20th April 2026
Corey Leigh Austin render's avatar
Corey Leigh Austin render

Always friendly staff at customer services.

5
Always friendly staff at customer services. Over phone Reviewed on: 20th April 2026
Jane's avatar
Jane

I’ll like my credit card and the limit they have giv...

5
I’ll like my credit card and the limit they have given me. Always try to give more , but things are out of hand. Do my best. with every day spending. Reviewed on: 20th April 2026
Mark l's avatar
Mark l

I have no trouble from this company just wish the AP...

5
I have no trouble from this company just wish the APR was a bit lower Reviewed on: 20th April 2026
Mrs J's avatar
Mrs J

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill