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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Very easy to navigate and monitor online via the app.

5
Very easy to navigate and monitor online via the app. Easy to set up. Highly recommend it Reviewed on: 20th April 2026

Very good and professional the app is fantastic

5
Very good and professional the app is fantastic Reviewed on: 20th April 2026

Honestly, I’ve had a very good experience.

5
Honestly, I’ve had a very good experience. The service has been top-notch. They’ve been able to solve my problems and have helped me a lot. They’ve also increased my credit limit. I can’t complain—so far, everything has been going wonderfully. I hope they keep it up. Reviewed on: 20th April 2026

118 118 Money Magic.

5
The app is easy to use and the credit limit that received was just right for my needs. The communication from 118 118 Money keeps me informed. Everything is clear and gives me confidence in spending as I know that the 118 118 Money team are trustworthy and always available if I have any questions. Thanks 118 118 Money, you have restored my faith in credit lenders. Reviewed on: 20th April 2026

Easy and convenient to use every time

5
Easy and convenient to use every time Reviewed on: 20th April 2026

Good credit card as long as you pay off in full mont...

4
Good credit card as long as you pay off in full monthly. You don't want to get hit with high interest charges. Reviewed on: 20th April 2026

I like how proactive they are , the interest rates a...

4
I like how proactive they are , the interest rates are too high , I like the app though , very easy to use Reviewed on: 20th April 2026

Well organised and very professionally

5
Well organised and very professional Reviewed on: 20th April 2026

I have had a good experience from very beginning

5
I have had a good experience from very beginning Reviewed on: 20th April 2026

Perfect credit card

5
Really helped my credit rating and so easy to use the online app great crdit card Reviewed on: 20th April 2026

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