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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Credit limit low, and late payment harassment

3
Credit limit low, and late payment harassment Reviewed on: 20th April 2026

Good card easy to apply for interest not too high...

5
Good card easy to apply for interest not too high Reviewed on: 20th April 2026

Great card easy app very simple process fir payments...

5
Great card easy app very simple process fir payments and setup. Reviewed on: 20th April 2026

Excellent service , and super hero of the day...

5
Excellent service , and super hero of the day Reviewed on: 20th April 2026

Easy application, quick response and great App servi...

5
Easy application, quick response and great App services. Reviewed on: 20th April 2026

I’ve had a good experience.

4
I’ve had a good experience. Easy to use and apply for. Credit limit good even if the apr is a little hugh Reviewed on: 20th April 2026

Easy process and quick service. would recommend

5
Easy process would recommend. To family and friends Reviewed on: 20th April 2026

It is good!

4
It is good! Though having an interest free period is better Reviewed on: 20th April 2026

I joined 118 first with a credit card and then a loan.

5
I joined 118 first with a credit card and then a loan. I found the experience good and certainly recommend them Reviewed on: 20th April 2026

Dry helpful had no problem setting up the card...

5
Dry helpful had no problem setting up the card Reviewed on: 20th April 2026

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