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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5604 reviews)

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4.85

Based on 5,604 reviews, last reviewed 24th Apr 2026

399400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Overall I’m very pleased with 118 118 money Overall I’m very pleased with 118 118 money Reviewed on: 24th April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5604)

Decent app no problems

I have little experience at the moment Reviewed on: 20th April 2026

Very easy and transparent

Very easy and transparent to use. The recent addition of Apple Wallet is helpful too! Reviewed on: 20th April 2026

Excellent credit card.

Excellent credit card. The best one by far I've used.Great rates on transfers as well Reviewed on: 20th April 2026

Good service and timely reminder

Good service and timely reminder Reviewed on: 20th April 2026

Only ever had one problem dealt with quick and effic...

Only ever had one problem dealt with quick and efficiently staff very polite and helpful Reviewed on: 20th April 2026

Great customer service and easy to use

Great customer service and easy to use Reviewed on: 20th April 2026

very simple easy app good service all round

very simple easy app good service all round Reviewed on: 20th April 2026

I've never had any issues and continue to use this c...

I've never had any issues and continue to use this company Reviewed on: 20th April 2026

Fabulous

It’s always great. They have always been there for you Reviewed on: 20th April 2026

As a founding Member of 118 money credit card I have...

As a founding Member of 118 money credit card I have been a long standing customer. I have had a great experience and value this product which I use every month. This is one of my go to payment cards as it is easily accessible in my e-wallet for convenience. With an affordable monthly payment, which i find very low compared to the value of borrowing, I know I am getting great value for money. I highly recommend. Reviewed on: 20th April 2026

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