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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5639 reviews)

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4.73

Based on 5,639 reviews, last reviewed 2nd Jun 2026

402500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Works well, no hassles, smooth sailing.

Works well, no hassles, smooth sailing. High interest but obviously that’s down to my circumstances Reviewed on: 20th April 2026

118 have been great to get me started using credit c...

118 have been great to get me started using credit cards! Thanks! Reviewed on: 20th April 2026

Always on hand to answer queries - keep you up to da...

Always on hand to answer queries - keep you up to date of credit increases and offers Reviewed on: 20th April 2026

Having used customer service

My experience having used customer service for a fraudulent issue with my card and to my satisfaction was dealt with great action First-class customer service Reviewed on: 20th April 2026

love my 118 card!

love my 118 card!!! they automatically increase my limit which is ideal so i don't have to apply for increases. I have a direct debit so i don't have to remember to pay each month which is ideal with life being busy. Reviewed on: 20th April 2026

Always there to hep

You’ve always sorted anything out I needed help with Reviewed on: 20th April 2026

They’ve been really helpful to me both with acceptin...

They’ve been really helpful to me both with accepting me for a credit card with affordable repayments and same with a loan I took with them. I would highly recommend 118. Reviewed on: 20th April 2026

Slow online chat but it's a busy line i guess, over...

Slow online chat but it's a busy line i guess, over all though good service. Reviewed on: 20th April 2026

Good company

Never had a problem They have been very helpful Reviewed on: 20th April 2026

Friendly and easy to use.

Friendly and easy to use. Smooth and With good regular limit raises. No hassle credit card Reviewed on: 20th April 2026

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