Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Easy application, quick response and great App servi...

Easy application, quick response and great App services. Reviewed on: 20th April 2026

I’ve had a good experience.

I’ve had a good experience. Easy to use and apply for. Credit limit good even if the apr is a little hugh Reviewed on: 20th April 2026

Easy process and quick service. would recommend

Easy process would recommend. To family and friends Reviewed on: 20th April 2026

It is good!

It is good! Though having an interest free period is better Reviewed on: 20th April 2026

I joined 118 first with a credit card and then a loan.

I joined 118 first with a credit card and then a loan. I found the experience good and certainly recommend them Reviewed on: 20th April 2026

Dry helpful had no problem setting up the card...

Dry helpful had no problem setting up the card Reviewed on: 20th April 2026

Works well, no hassles, smooth sailing.

Works well, no hassles, smooth sailing. High interest but obviously that’s down to my circumstances Reviewed on: 20th April 2026

118 have been great to get me started using credit c...

118 have been great to get me started using credit cards! Thanks! Reviewed on: 20th April 2026

Always on hand to answer queries - keep you up to da...

Always on hand to answer queries - keep you up to date of credit increases and offers Reviewed on: 20th April 2026

Having used customer service

My experience having used customer service for a fraudulent issue with my card and to my satisfaction was dealt with great action First-class customer service Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clubcard credit cards
from Tesco Bank 3.97 from 349 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.14 from 60 reviews
Balance Transfer Credit Card
from Halifax 3.89 from 65 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub