Smart Money People Logo
Go to business site
Share this page
Link copied

118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 5,605 reviews, last reviewed 24th Apr 2026
399500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great, easy & simple. Great, easy & simple. Good credit limit Reviewed on: 24th April 2026
Shane 's avatar
Shane

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

118 118 Money Credit card reviews (5605)

Been with them for years for loans and a credit card...

5
Been with them for years for loans and a credit card and never had any trouble. Always great service! Reviewed on: 20th April 2026
Lorraine H's avatar
Lorraine H

Very nice crefit card!

5
Excellent!, Amazing, Wonderful! Recommend!!! Reviewed on: 20th April 2026
Jean P's avatar
Jean P

Great card for building up your credit rating.

5
I needed a credit card to help me build up my credit rating and this card helped me do so. I found it easy to apply for and there was a lot of helpful information and guidance along the way. I downloaded the app and this was beneficial in keeping on top of your finances and letting you track purchases. I personally would rate 118 as there customer service is excellent. Reviewed on: 20th April 2026
Vic's avatar
Vic

Excellent

5
118 Money Has Helped Me To Managed Unexpected Bills And Expenses. I Love How It Gives Me The Oppotunity To Spend And Pay Back Money When Needed. Giving Me The Freedom To Do What I Need To Do. I Love That I Can Withdraw Money To Pay For Thing When Card Is Unavaliable. So Far I Have Had A Brilliant Experiance With 118 118 Money! Reviewed on: 20th April 2026
Vikki C's avatar
Vikki C

The full package

5
Great service easy to use app and fantastic support Reviewed on: 20th April 2026
Joe C's avatar
Joe C

Great experience and good customer service

5
Great experience and good customer service Reviewed on: 20th April 2026
Naim's avatar
Naim

Excellent experience really helped me build my credi...

5
Excellent experience really helped me build my credit score Reviewed on: 20th April 2026
Rayza M's avatar
Rayza M

I didn't expect to be approved, but was made to feel...

5
I didn't expect to be approved, but was made to feel like a valued customer and was given a card with ease and trust. Reviewed on: 20th April 2026
Sophie W's avatar
Sophie W

Great service, would highly recommend

5
Great service, would highly recommend Reviewed on: 20th April 2026
Megan L's avatar
Megan L

Never had any problems customer service is prompt an...

5
Never had any problems customer service is prompt and timely Reviewed on: 20th April 2026
Charlotte H's avatar
Charlotte H

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill