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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

love my 118 card!

love my 118 card!!! they automatically increase my limit which is ideal so i don't have to apply for increases. I have a direct debit so i don't have to remember to pay each month which is ideal with life being busy. Reviewed on: 20th April 2026

Always there to hep

You’ve always sorted anything out I needed help with Reviewed on: 20th April 2026

They’ve been really helpful to me both with acceptin...

They’ve been really helpful to me both with accepting me for a credit card with affordable repayments and same with a loan I took with them. I would highly recommend 118. Reviewed on: 20th April 2026

Slow online chat but it's a busy line i guess, over...

Slow online chat but it's a busy line i guess, over all though good service. Reviewed on: 20th April 2026

Good company

Never had a problem They have been very helpful Reviewed on: 20th April 2026

Friendly and easy to use.

Friendly and easy to use. Smooth and With good regular limit raises. No hassle credit card Reviewed on: 20th April 2026

Its a very good credit card but i think when you hav...

Its a very good credit card but i think when you have had it for a while And you have paid on time the interest should be reduced as its very high Reviewed on: 20th April 2026

Very good and helpful

Just the card we need all perfect Reviewed on: 20th April 2026

Great service.

Great service. Never had any issues. Credit limited reviewed regular. Great all round. Reviewed on: 20th April 2026

Miscommunication

1 time I was told one thing a day later I was told another so maybe miss communication through your team could be worked on Reviewed on: 20th April 2026

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