Smart Money People Logo

118 118 Money: Credit Card reviews

4.83
Based on 1,103 reviews, last reviewed 9th Oct 2025
50% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Having used 118 118 can’t fault the service. Having used 118 118 can’t fault the service. Really helpful and organised. Reviewed on: 23rd September 2025
Anthony d's avatar
Anthony d

Latest lowest rating:

1

I believe this place is getting a lot of reviews. I believe this place is getting a lot of reviews. RemovedThey are a terrible company.Wouldn't recommend low credit no good Reviewed on: 9th October 2025
Lee's avatar
Lee

About this product

Review 118 118 Money: Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit Card reviews (1103)

Simple and straightforward application process and m...

5
Simple and straightforward application process and managing account via the App Reviewed on: 15th April 2025

Great card, easy to use and the app is user...

5
Great card, easy to use and the app is user friendly Reviewed on: 15th April 2025

Great customer service good company to deal with

5
Great customer service good company to deal with Reviewed on: 15th April 2025

Easy to use always sending reminders and make easy t...

5
Easy to use always sending reminders and make easy to pay. Reviewed on: 15th April 2025

I like how responsive you are through the app live c...

5
I like how responsive you are through the app live chat. And I appreciate how fast you have increased my limit and are always offering me a loan. Since I started using your credit card, my credit score has gone up. Reviewed on: 15th April 2025

Effortless and so quick, so simple to get sorted and...

5
Effortless and so quick, so simple to get sorted and within my account so quick Reviewed on: 15th April 2025

Easy to Use.

4
Easy to Use. Know your spending and keep track of your finances Reviewed on: 15th April 2025

It’s been a pleasure to be a member

5
It’s been a pleasure to be a member Reviewed on: 15th April 2025

Absolutely amazing and peace of mind

5
Absolutely amazing and peace of mind Reviewed on: 15th April 2025

Perfect every time.

5
Perfect every time. Regularly increase my limits. Brilliant customer service. My only gripe is it isnt easy to raise disputes on the app as it is with my other credit providers. On the whole im very happy with them. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products