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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2658 reviews)

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4.86

Based on 2,658 reviews, last reviewed 7th Apr 2026

140600% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to access online and easy to use and navigate Easy to access online and easy to use and navigate Reviewed on: 7th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2658)

Excellent card good service easy to use widely accep...

Excellent card good service easy to use widely accepted Reviewed on: 30th March 2026

Very good always helpful good experience

Very good always helpful good experience Reviewed on: 30th March 2026

Very helpful and sorted my question

Very helpful and sorted my question Reviewed on: 30th March 2026

Hi when I applied for a credit card you let me have...

Hi when I applied for a credit card you let me have one without any issues and fuss I am very grateful and very thankful to have 118 118 credit card many thanks again . Reviewed on: 30th March 2026

Very good card would recommend friends and family

Very good card would recommend friends and family Reviewed on: 30th March 2026

It's been a great experience and they have been more...

It's been a great experience and they have been more than helpful and accommodating to my needs. I have already recommended the service to friends and family. Reviewed on: 30th March 2026

Helping with my credit score

Helpful. Helping with my credit score Reviewed on: 30th March 2026

118 have been very good to me and they listen to wha...

118 have been very good to me and they listen to what you have to say,and always helpful Reviewed on: 30th March 2026

Great company never no problems with

Great company never no problems with Reviewed on: 30th March 2026

excellent service

Always had excellent service with 118118, Reviewed on: 30th March 2026

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