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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Excellent service for the customers and a helping to...

5
Excellent service for the customers and a helping to take control Reviewed on: 20th April 2026

Good and stable

5
Good and reable to do business with Reviewed on: 20th April 2026

Brilliant card to have never had a bad experience

5
Brilliant card to have never had a bad experience Reviewed on: 20th April 2026

App is a bit clunky, tries to get you to...

4
App is a bit clunky, tries to get you to takexa loan Reviewed on: 20th April 2026

Best ever experience as the card is really easy to u...

5
Best ever experience as the card is really easy to use and provides growth in credit score as well Reviewed on: 20th April 2026

I've had a good experience with 118 118 Money!

5
I've had a good experience with 118 118 Money, and they keep me up to date with even when I can pay my credit early which is always helpful Reviewed on: 20th April 2026

I am unable to change my payment date, but generally...

4
I am unable to change my payment date, but generally the card and app are easy to use. I have had issues with a loan offer through the app that errors every time I try to accept. I have spoken to customer service but still not been resolved and end date for offer is fast approaching. Reviewed on: 20th April 2026

Great reliable company which give there customers gr...

5
Great reliable company which give there customers great support Reviewed on: 20th April 2026

I started with 118118 nearly 2 years ago and they he...

5
I started with 118118 nearly 2 years ago and they helped me a lot and my credit score came perfect. Reviewed on: 20th April 2026

118 really helped boost my credit score and gave me...

5
118 really helped boost my credit score and gave me a very affordable loan with lower interest rate than other lenders when my credit score wasn’t amazing Reviewed on: 20th April 2026

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