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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2646 reviews)

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4.86

Based on 2,646 reviews, last reviewed 6th Apr 2026

139400% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Excellent way to build your credit score helpful sta... Excellent way to build your credit score helpful staff always on call Reviewed on: 6th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2646)

Transparency in charges and fees

Transparency in charges and fees Reviewed on: 30th March 2026

Great customer service...

Great customer service E Reviewed on: 30th March 2026

very good to have 118118 card.

very good to have 118118 card. easy to manege on app Reviewed on: 30th March 2026

Good credit limit high interests rates...

Manage credit limit well but interest rates are very high. App is easy enough to use Reviewed on: 30th March 2026

It was so easy and straight forward for application...

It was so easy and straight forward for application and approval was in minutes. Thanks for best service Reviewed on: 30th March 2026

Best card ever goiod cokmunication

Best card ever goiod cokmunication Reviewed on: 30th March 2026

No judgement giving people a chance to get credit wh...

No judgement giving people a chance to get credit when they try hard and able to afford thankyou for giving a cance Reviewed on: 30th March 2026

A lot of offers available for me

A lot of offers available for me Reviewed on: 30th March 2026

118118 have been a life saver for me

118118 have been a life saver for me and it’s such a good way of building my credit score Reviewed on: 30th March 2026

Very easy to set up and use card arrived fast...

Very easy to set up and use card arrived fast Reviewed on: 30th March 2026

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