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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Have helped me get back in control of my finances

Have helped me get back in control of my finances Reviewed on: 20th April 2026

*****aaaa

***** fantastic service from start to finish Reviewed on: 20th April 2026

Easy to monitor, access, user friendly

Easy to monitor, access, user friendly Reviewed on: 20th April 2026

Best for: People with poor or limited credit history...

Best for: People with poor or limited credit history trying to rebuild their score Reviewed on: 20th April 2026

Very easy to apply for a credit card for the people...

Very easy to apply for a credit card for the people like me having bad credit and lots of other commitments due to the current UK economy and etc! 118 118 was a life saver at the time of difficulty for the people like me with poor credit history. Reviewed on: 20th April 2026

Inconsistent customer service with the payment taken...

Inconsistent customer service with the payment taken as a incorrect amnt. Reviewed on: 20th April 2026

118 118 got your number

Good starter card to get you on the ladder Reviewed on: 20th April 2026

Top credit card

Everything went well, I'll recommend it to anyone. Reviewed on: 20th April 2026

It has been ok reasonable customer service app could...

It has been ok reasonable customer service app could be better Reviewed on: 20th April 2026

Excellent service all way somebody at the end of the...

Excellent service all way somebody at the end of the phone to help .Out standing service. Reviewed on: 20th April 2026

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