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118 118 Money: Credit card reviews

4.86
Based on 2,643 reviews, last reviewed 6th Apr 2026
139100% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy application,quick response and easy to use Easy application,quick response and easy to use Reviewed on: 6th April 2026
Egidijus C's avatar
Egidijus C

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2643)

Generally good service easy to use app

5
Generally good service easy to use app Reviewed on: 30th March 2026

Great app and always promotions on

5
Great app and always promotions on Reviewed on: 30th March 2026

Easy to use app

5
Easy to use app, someone always available to chat to if needed Reviewed on: 30th March 2026

Highly recommended and very good

5
Highly recommended and very good Reviewed on: 30th March 2026

Staff are friendly and helpful excellent service

5
Staff are friendly and helpful excellent service Reviewed on: 30th March 2026

It is a excellent sarvice somth payment system

5
It is a excellent sarvice somth payment system Reviewed on: 30th March 2026

Best credit card I have.

5
Best credit card I have. Easy to use. Reviewed on: 30th March 2026

Very pleasant with my experience

5
Very pleasant with my experience Reviewed on: 30th March 2026

118 118 Money Top Recommendation

5
Great experience really like the app and service and totally happy with 118 118 Money would highly recommend them to people. Reviewed on: 30th March 2026

Good company, good support around money and finances.

5
Good company, good support around money and finances. Apps are excellent as well. As a credit card company they are one of the best out there in the market. Would happily recommend them to friends and family. Reviewed on: 30th March 2026

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