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118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 2,642 reviews, last reviewed 6th Apr 2026
139000% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Application App is good. OK it is still offering loans Reviewed on: 6th April 2026
JeJe L's avatar
JeJe L

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2642)

Excellent

5
Well, I was able to go through 118 to get a loan. Paid the loan off and now I use them for a credit card. Easy, straight forward. Certainly your money security is their priority Reviewed on: 30th March 2026
Carolyn S's avatar
Carolyn S

Excellent

5
Really easy to use app for payments, had no problems with 118 whatsoever, always comes in handy for paying the unexpected bill,also excellent customer service, always very helpful Reviewed on: 30th March 2026
Stephen A's avatar
Stephen A

It’s so easy to use when your on holiday

4
It’s so easy to use when your on holiday Reviewed on: 30th March 2026
Simon B's avatar
Simon B

Its helpful and supports in day to days expense purc...

4
Its helpful and supports in day to days expense purchases Reviewed on: 30th March 2026
santosh 's avatar
santosh

Happy customer

5
Always been very polite if I have called, and solved my issues. Payments and dates clearly displayed Reviewed on: 30th March 2026
Louise D's avatar
Louise D

Easy to use.

5
Easy to use. Communication is very good Reviewed on: 30th March 2026
Andy's avatar
Andy

1st credit card!

5
1st credit card, they made applying really easy! Reviewed on: 30th March 2026
Remmon N's avatar
Remmon N

The simple monthly fee card has one fixed monthly fe...

5
The simple monthly fee card has one fixed monthly fee and that’s it! There are no interest charges and no other fees. This means that you'll only be charged the same fixed monthly fee each month regardless of how you use your card Reviewed on: 30th March 2026
dirisala sanjeev's avatar
dirisala sanjeev

Plan simple to use and user friendly

5
Plan simple to use and user friendly Reviewed on: 30th March 2026
Dave Dunstan's avatar
Dave Dunstan

The card is great and came faster then I thought bei...

5
The card is great and came faster then I thought being able to add straight to phone and use was a great help too Reviewed on: 30th March 2026
Colin B's avatar
Colin B

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