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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2641 reviews)

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4.86

Based on 2,641 reviews, last reviewed 6th Apr 2026

138900% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They gave me account when I really needed extra cash... They gave me account when I really needed extra cashflow at that time. Reviewed on: 6th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2641)

No problem set up, easy to use in my digital wallet.

No problem set up, easy to use in my digital wallet. Reviewed on: 30th March 2026

Good service, Company Reg and refund my money You ha...

Good service, Company Reg and refund my money You have made it very ddifficult to cancel this memebership iimmediately please Reviewed on: 30th March 2026

No issues.

No issues. Easy to use. Always updating Reviewed on: 30th March 2026

Great company and Customer service

Great company, Customer service always prompt when a problem is presented. APRS and charges are reasonable. Good for anyone struggling to get credit elsewhere. Reviewed on: 30th March 2026

The app needs revision

The app needs to be more user friendly so the customer is fully aware of their credit balance et Reviewed on: 30th March 2026

Great experience, seamless from start to finish

Great experience, seamless from start to finish Reviewed on: 30th March 2026

Very flexible

Very flexible, and with good starting credit limit despite of low credit scores Reviewed on: 30th March 2026

Never had any problems with 118 118

Never had any problems with 118 118 Reviewed on: 30th March 2026

Good system but could do with a few tweaks

Good experience so far, except for blocking my card after a purchase that I even approved in the app Reviewed on: 30th March 2026

All good had no bad experience with them

All good had no bad experience with them Reviewed on: 30th March 2026

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