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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2641 reviews)

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4.86

Based on 2,641 reviews, last reviewed 6th Apr 2026

138900% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They gave me account when I really needed extra cash... They gave me account when I really needed extra cashflow at that time. Reviewed on: 6th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2641)

Customer service

Very professional service. Would use and recommend them to family and friends Reviewed on: 30th March 2026

Great always so helpful fantastic

Great always so helpful fantastic Reviewed on: 30th March 2026

Very good service and helpful if you need help

Very good service and helpful if you need help Reviewed on: 30th March 2026

Always helpful and reliable scores credit and gives...

Always helpful and reliable scores credit and gives out good offers Reviewed on: 30th March 2026

Easy to use, competitive interest rates and an app t...

Easy to use, competitive interest rates and an app that works! Reviewed on: 30th March 2026

The app is very easy to use, if your a customer who...

The app is very easy to use, if your a customer who manages their account well you get very good offers. Reviewed on: 30th March 2026

Good offers and flexibility to clients

Good offers and flexibility to clients Reviewed on: 30th March 2026

Really good service.

Really good service. 1st card was lost in the post and no issues in speaking to a human and new card being issued Reviewed on: 30th March 2026

118 are very supportive, they manage my credit limit...

118 are very supportive, they manage my credit limit responsibly and the app is clear and very easy to use. Reviewed on: 30th March 2026

Very pleased with 118 118

Very helpful customer services decent rates and easy application to use Reviewed on: 30th March 2026

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