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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Breath of fresh air amongst the competition

5
Breath of fresh air amongst the competition Reviewed on: 20th April 2026

Great support but very high interest.

5
Great support but very high interest. Reviewed on: 20th April 2026

Over all a good card have no problems with it...

5
Over all a good card have no problems with it Reviewed on: 20th April 2026

Easy to usr

4
Not really had a bad experience been quite easy to use Reviewed on: 20th April 2026

Best credit card company I’ve ever used

5
Best credit card company I’ve ever used Reviewed on: 20th April 2026

Great customer service, always happy to help, Excell...

5
Great customer service, always happy to help, Excellent provider Reviewed on: 20th April 2026

Happy with the way it works and customers services a...

5
Happy with the way it works and customers services and clear way to pay Reviewed on: 20th April 2026

Helps build your credit score

4
Does what it says on the tin. This card is a good credit builder Reviewed on: 20th April 2026

Very nice experience for this company

5
Very nice experience for this company Reviewed on: 20th April 2026

Customer service

5
When I have had an issue or query they have been there to help Reviewed on: 20th April 2026

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