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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Easy to usr

4
Not really had a bad experience been quite easy to use Reviewed on: 20th April 2026

Best credit card company I’ve ever used

5
Best credit card company I’ve ever used Reviewed on: 20th April 2026

Great customer service, always happy to help, Excell...

5
Great customer service, always happy to help, Excellent provider Reviewed on: 20th April 2026

Happy with the way it works and customers services a...

5
Happy with the way it works and customers services and clear way to pay Reviewed on: 20th April 2026

Helps build your credit score

4
Does what it says on the tin. This card is a good credit builder Reviewed on: 20th April 2026

Very nice experience for this company

5
Very nice experience for this company Reviewed on: 20th April 2026

Customer service

5
When I have had an issue or query they have been there to help Reviewed on: 20th April 2026

Was very helpful when I needed help

5
Was very helpful when I needed help Reviewed on: 20th April 2026

High interest rates, only use it in emergencies as a...

3
High interest rates, only use it in emergencies as a back up card Reviewed on: 20th April 2026

Very straight forward/easy

5
Very straight forward very informed and easy to set up and use. Reviewed on: 20th April 2026

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