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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2640 reviews)

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4.86

Based on 2,640 reviews, last reviewed 5th Apr 2026

138800% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Great credit card Easy to use app. Fair fees and interest Reviewed on: 5th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2640)

118 has been great.

118 has been great. Keeps you up to date with spending and offers. Reviewed on: 30th March 2026

118 118 provide excellent value for both credit card...

118 118 provide excellent value for both credit cards and loans. Reviewed on: 30th March 2026

always helpful and understanding

always helpful and understanding Reviewed on: 30th March 2026

Help family

It's good for help people,helping me for my family Reviewed on: 30th March 2026

Convenient and easy

User friendly.Easy access on the apps and manageable. Reviewed on: 30th March 2026

Great and easy experience.

Came across it, applied, immediately accepted, no hassle,very simple, card was with me a few days after. Great and easy experience. Reviewed on: 30th March 2026

118 118 money is a great credit card company, very r...

118 118 money is a great credit card company, very responsive and easy app to use Reviewed on: 30th March 2026

Great service and efficient - did not take long to u...

Great service and efficient - did not take long to understand and sort out my query Reviewed on: 30th March 2026

Good for what I wanted to use for

Excellent service good for me to get started with Reviewed on: 30th March 2026

118 118 took a chance on me with my credit not being...

118 118 took a chance on me with my credit not being the best. They were really easy to communicate with which was great Reviewed on: 30th March 2026

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