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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Was very helpful when I needed help

5
Was very helpful when I needed help Reviewed on: 20th April 2026

High interest rates, only use it in emergencies as a...

3
High interest rates, only use it in emergencies as a back up card Reviewed on: 20th April 2026

Very straight forward/easy

5
Very straight forward very informed and easy to set up and use. Reviewed on: 20th April 2026

Low interest rate very helpful customer service

5
Low interest rate very helpful customer service Reviewed on: 20th April 2026

Fantastic credit card company faultless

5
Fantastic credit card company faultless Reviewed on: 20th April 2026

118 gave me a chance to repair credit file thank you...

5
118 gave me a chance to repair credit file thank you so much Reviewed on: 20th April 2026

Always there

5
Always there when needed and give peace of mind app easy to use Reviewed on: 20th April 2026

It was one of easiest and best all over process to a...

5
It was one of easiest and best all over process to apply which really makes me impress thanks Reviewed on: 20th April 2026

It’s a great card, the people are fab

5
It’s a great card, the people are fab Reviewed on: 20th April 2026

Extremely easy to set up and the App is very easy to...

5
Extremely easy to set up and the App is very easy to use and allows you to see everything you need. Reviewed on: 20th April 2026

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