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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2639 reviews)

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4.86

Based on 2,639 reviews, last reviewed 5th Apr 2026

138700% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

NETBALL1 Upto now i have no complaints. Not able to give much of a review. Happy with the service so far. Reviewed on: 5th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2639)

Online App easy to use, up to date.

Online App easy to use, up to date. Great service Reviewed on: 30th March 2026

Fab help when I needed it

Fab help when I needed it . Can’t thank 118 more definitely recommend Reviewed on: 30th March 2026

Amazing didn’t think I would of got a credit card wi...

Amazing didn’t think I would of got a credit card with 118118 Reviewed on: 30th March 2026

Good credit card no issues ok intrest rate

Good credit card no issues ok intrest rate Reviewed on: 30th March 2026

Excellent customer service very understanding delive...

Excellent customer service very understanding delivery service. Reviewed on: 30th March 2026

Helpful and Easy to Manage

“My experience with my 118 credit card has been really helpful. It’s given me more flexibility when managing my money, especially during times when things are a bit tight. I find it easy to use and it’s made me feel more in control of my finances.” Reviewed on: 30th March 2026

Great service and very helpful answer all my questions

Great service and very helpful answer all my questions Reviewed on: 30th March 2026

I have bought and paid for items i wouldnt be able t...

I have bought and paid for items i wouldnt be able to afford to do with out this card and credit limit. Reviewed on: 30th March 2026

Easy to use for all purchases.

Easy to use for all purchases. App works very smoothly, so you always know exactly what your balance is and how much the next payment will be. This gives me total peace of mind Reviewed on: 30th March 2026

Easy application, easy app, good communication

Easy application, easy app, good communication Reviewed on: 30th March 2026

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