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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

been really helpful for me .

5
been really helpful for me . especially when i requested a increase Reviewed on: 20th April 2026

Excellent very good update amount

5
Excellent very good update amount Reviewed on: 20th April 2026

High interest rate with really low limit

3
High interest rate with really low limit Reviewed on: 20th April 2026

Very good in comparison with other card, easy enough...

5
Very good in comparison with other card, easy enough to use without having any extra cost Reviewed on: 20th April 2026

Helped build my credit

5
It has helped me build my credit and pay for the things I need Reviewed on: 20th April 2026

118 118 have been very good so far easy set up and a...

5
118 118 have been very good so far easy set up and also easy to manage account Reviewed on: 20th April 2026

They were very good.

5
They were very good. I had a great experience Reviewed on: 20th April 2026

One of the best credit card companies.

5
One of the best credit card companies. They always provide updates on my account and advice. Would definitely recommend this Reviewed on: 20th April 2026

Good app that works with apple pay

5
Good app that works with apple pay Reviewed on: 20th April 2026

118 app very informative and displays all the inform...

5
118 app very informative and displays all the information you need. Both credit card and loan information easy to access on start up screen. Well done to all at 118 Money. Reviewed on: 20th April 2026

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