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118 118 Money: Credit card reviews

View other 118 118 Money products
4.86
Based on 2,637 reviews, last reviewed 5th Apr 2026
138500% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Easy to use Easy to use and had no issues. Would recommend to others Reviewed on: 5th April 2026
Louise Clack's avatar
Louise Clack

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (2637)

I find 118 118 money very easy to use.

5
I find 118 118 money very easy to use. I've never had any issues with payments or making payments, and their mobile app makes my account easy to manage. Reviewed on: 30th March 2026
Mark E's avatar
Mark E

App is easy to use, I wish the updates will be insta...

5
App is easy to use, I wish the updates will be instant when a transaction is done but otherwise is great Reviewed on: 30th March 2026
Ramona A's avatar
Ramona A

Helpful and great to deal with definitely recommend

5
Helpful and great to deal with definitely recommend Reviewed on: 30th March 2026
Natalie C's avatar
Natalie C

118118 credit card

5
I have had my 118118 credit card for years it has allowed us to survive in hardened times and gives us that sense of financial security. Reviewed on: 30th March 2026
BigPapaP's avatar
BigPapaP

Very good service and good app and easy to use...

5
Very good service and good app and easy to use Reviewed on: 30th March 2026
Angel g's avatar
Angel g

serviceard and customer service also app very go...

5
Very good card and customer service also app very good aswell. Reviewed on: 30th March 2026
Stephen thompson's avatar
Stephen thompson

Excellent understanding and solution review

5
Excellent review and solutions and excellent feedback Reviewed on: 30th March 2026
Sanya Awobajo's avatar
Sanya Awobajo

Great app and easy to use good information provided

5
Great app and easy to use good information provided Reviewed on: 30th March 2026
Gemma's avatar
Gemma

I applied for the 118118 credit card to use purely f...

5
I applied for the 118118 credit card to use purely for fuel as we fill up every week sometimes twice not only have this massively helped with finances each week but it’s also increased my credit score massively. I’ve had multiple credit increases so I can save a lot of the credit as emergency funding also Reviewed on: 30th March 2026
simon a's avatar
simon a

Very good quick and easy to use happy to keep on usi...

5
Very good quick and easy to use happy to keep on using and would recommend Reviewed on: 30th March 2026
Ashletiss2009 's avatar
Ashletiss2009

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