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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2637 reviews)

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4.86

Based on 2,637 reviews, last reviewed 5th Apr 2026

138500% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

4

Easy to use Easy to use and had no issues. Would recommend to others Reviewed on: 5th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2637)

very efficient friendly and helpful

very efficient friendly and helpful Reviewed on: 30th March 2026

Excellent credit

Easy to use app great service always simple to use update great customer service. Happy doing business with Reviewed on: 30th March 2026

Excellent, no issues always easy to navigate the APP

Excellent, no issues always easy to navigate the APP Reviewed on: 30th March 2026

Great customer service.

Great customer service always willing to help customers Reviewed on: 30th March 2026

Good and nice, the conversation is very good and int...

Good and nice, the conversation is very good and interactive Reviewed on: 30th March 2026

Application process was simple, card arrived shortly...

Application process was simple, card arrived shortly after application, friendly helpful customer service. Reviewed on: 30th March 2026

I found the customer service very helpful

I found the customer service very helpful Reviewed on: 30th March 2026

Very user friendly and easy to manage

Very user friendly and easy to manage Reviewed on: 30th March 2026

Customer care always been first rate.

Customer care always been first rate. Been a customer for years, always very helpful and efficient. Reviewed on: 30th March 2026

best card ever never lets you down this card

best card ever never lets you down this card Reviewed on: 30th March 2026

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