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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Good company to use good rates easy to use

4
Good company to use good rates easy to use Reviewed on: 20th April 2026

Polite helpful explains in terms understandable

5
Polite helpful explains in terms understandable Reviewed on: 20th April 2026

118 review

5
i find this company very east to deal with Reviewed on: 20th April 2026

Easy to use and make payments.

5
Easy to use and make payments. It's a good value for me. Reviewed on: 20th April 2026

Easy access in the app and chat.

5
Easy access in the app and chat. Reviewed on: 20th April 2026

Great credit card.

5
Great credit card.Easy to apply for. Reviewed on: 20th April 2026

My experience with 118 118 Money Credit Card are good.

5
My experience with 118 118 Money Credit Card are good. It helping me build my credit. Really helpful customer service team, make the process simple and stress-free. Reviewed on: 20th April 2026

Superb service outstanding proccess

5
Brilliant service accross the board Reviewed on: 20th April 2026

Excellent Service and a Seamless Application Process

5
I recently applied for a credit card with your company and was very pleased with the experience. The application process was seamless, straightforward, and easy to complete from start to finish. I was especially impressed by how smooth and efficient everything felt, which made the whole experience stress-free. So far, I am very happy with the service and the professionalism shown throughout the process. Thank you for providing such a simple and positive customer experience. Reviewed on: 20th April 2026

Good experience so far while using this credit card

4
Good experience so far while using this credit card Reviewed on: 20th April 2026

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