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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2635 reviews)

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4.86

Based on 2,635 reviews, last reviewed 5th Apr 2026

138400% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

I was struggling to get a value for money credit car... I was struggling to get a value for money credit card due to past poor credit but 118 118 gave me a chance and now im trying to rebuild my credit scor... Read more Reviewed on: 5th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2635)

Very Helpful

Great for helping to build good credit scores. Reviewed on: 30th March 2026

Straight talking honest and fair

Straight talking honest and fair Reviewed on: 30th March 2026

Great customer services

Had a family issue meaning I couldn't pay my card for a month. The customer services team couldn't have been more helpful! Reviewed on: 30th March 2026

Never had any problems, first credit card after havi...

Never had any problems, first credit card after having bad credit. Reviewed on: 30th March 2026

Really good card to start my credit score out

Really good card to start my credit score out Reviewed on: 30th March 2026

I'm happy with the service easy to use I recommend f...

I'm happy with the service easy to use I recommend for anyone Reviewed on: 30th March 2026

Easy and quick, great to deal with and not a bad rat...

Easy and quick, great to deal with and not a bad rate considering a relatively poor credit score Reviewed on: 30th March 2026

Everything I've done had been online with no issues...

Everything I've done had been online with no issues at all. Very happy with the app and how I've been delt with Reviewed on: 30th March 2026

Satisfied customer

All the issues i have raised have been resolved quickly and efficiently in a professional manner and explained in detail and to my satisfaction by curtious and knowledgeable people Reviewed on: 30th March 2026

i recieved my 118 credit card and it was so easy to...

i recieved my 118 credit card and it was so easy to download and easy to go online to view your card on the app to make payments etc your balance the app is so easy to follow on whatever you need to know Reviewed on: 30th March 2026

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