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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2632 reviews)

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4.86

Based on 2,632 reviews, last reviewed 5th Apr 2026

138100% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

4

No problems with 118. No problems with 118. Great company to lend money off Reviewed on: 5th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2632)

Everything was explained and regular emails

Everything was explained and regular emails Reviewed on: 30th March 2026

Good communication and influenced by organisational...

Good communication and influenced by organisational culture and standards Reviewed on: 30th March 2026

Great customer service and very responsive also app...

Great customer service and very responsive also app is very easy to navigate Reviewed on: 30th March 2026

118 Money it's one of the best credit card providers...

118 Money it's one of the best credit card providers in the UK. They look after their customer very well. By increasing the correct limit when appropriate. And the app is very easy to use and the customer service are very friendly. Reviewed on: 30th March 2026

Great customer services.

Great customer services.Low APR charges.Great offers Reviewed on: 30th March 2026

Had a really good experience so far.

Had a really good experience so far. The interest rates are a little high but understand that comes when you don’t have an amazing credit score- this is a great way to build that back up though! Happy with the service, the app and communications. I would definitely recommend to someone who was looking for credit or on a mission to up their credit score. Reviewed on: 30th March 2026

Good service overall .

Good service overall . i am likely to recommend Reviewed on: 30th March 2026

Excellent 11i118

Very easy to use app and very helpful when having any enquiries Reviewed on: 30th March 2026

Great credit card company

Great credit card company any issues are quickly resolved Thankyou! Reviewed on: 30th March 2026

118 credit card

I have called a few times and the customer service is great and they have been so helpful and sorted any issues as they had incorrect mobile number I called and was changed straight away so I could get into the application Reviewed on: 30th March 2026

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