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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Really good card and happy to drop APR rate when you...

Really good card and happy to drop APR rate when you prove yourself Reviewed on: 20th April 2026

Wonderful quick and efficient company bongo

Wonderful quick and efficient company Reviewed on: 20th April 2026

No problems

Easy and quick no problems in iver a year Reviewed on: 20th April 2026

Does what it says on the tin!!

I like the this card doesn't have hidden charges. The app is super easy to navigate Reviewed on: 20th April 2026

Haven’t had any problems with my credit card

Haven’t had any problems with my credit card Reviewed on: 20th April 2026

Loved my experience so far.

Loved my experience so far. Would recommend 100% to everyone that I can inform about 118 money. Been a great help building my credit score and improving my financial planning. It's helped my budget better and manage my income. Reviewed on: 20th April 2026

Good service when needed everything available from t...

Good service when needed everything available from the app would recommend Easy to use and very informative Reviewed on: 20th April 2026

Best credit card. By far ..

118 is a brilliant credit card brilliant app makes it so easy to use, and the interest isn't that high. Reviewed on: 20th April 2026

Excellent service, thank you, find communication eas...

Excellent service, thank you, find communication easy with 118, competitive rates. Cannot fault 118. Reviewed on: 20th April 2026

excellent customer service

Always received excellent customer service every time I’ve been in touch with them and the staff are always friendly and knowledgeable Reviewed on: 20th April 2026

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