Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Does what it says on the tin!!

I like the this card doesn't have hidden charges. The app is super easy to navigate Reviewed on: 20th April 2026

Haven’t had any problems with my credit card

Haven’t had any problems with my credit card Reviewed on: 20th April 2026

Loved my experience so far.

Loved my experience so far. Would recommend 100% to everyone that I can inform about 118 money. Been a great help building my credit score and improving my financial planning. It's helped my budget better and manage my income. Reviewed on: 20th April 2026

Good service when needed everything available from t...

Good service when needed everything available from the app would recommend Easy to use and very informative Reviewed on: 20th April 2026

Best credit card. By far ..

118 is a brilliant credit card brilliant app makes it so easy to use, and the interest isn't that high. Reviewed on: 20th April 2026

Excellent service, thank you, find communication eas...

Excellent service, thank you, find communication easy with 118, competitive rates. Cannot fault 118. Reviewed on: 20th April 2026

excellent customer service

Always received excellent customer service every time I’ve been in touch with them and the staff are always friendly and knowledgeable Reviewed on: 20th April 2026

Easy to use no problems at all using the account gre...

Easy to use no problems at all using the account great app no bugs easy to use hassle free credit when you need it Reviewed on: 20th April 2026

Great service

Great service customer agent sorted things for me. Great app as well easy to use Reviewed on: 20th April 2026

The delivery was fast, I could instantly use my card...

The delivery was fast, I could instantly use my card and they also made sure I was protected before using it on Google pay Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.50 from 20 reviews
Everyday Credit Card
from Creation 4.03 from 22 reviews
Credit card
from Zopa 4.86 from 44353 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub