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118 118 Money: Credit card reviews

4.86
Based on 2,635 reviews, last reviewed 5th Apr 2026
138400% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I was struggling to get a value for money credit car... I was struggling to get a value for money credit card due to past poor credit but 118 118 gave me a chance and now im trying to rebuild my credit scor... Read more Reviewed on: 5th April 2026
Tony b's avatar
Tony b

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2635)

Excellent 11i118

5
Very easy to use app and very helpful when having any enquiries Reviewed on: 30th March 2026

Great credit card company

5
Great credit card company any issues are quickly resolved Thankyou! Reviewed on: 30th March 2026

118 credit card

5
I have called a few times and the customer service is great and they have been so helpful and sorted any issues as they had incorrect mobile number I called and was changed straight away so I could get into the application Reviewed on: 30th March 2026

Excellent support and great advice for managing your...

5
Excellent support and great advice for managing your money. Regular updates and the app is easy to use. Reviewed on: 30th March 2026

Just a great customer service, excellent card

5
Just a great customer service, excellent card Reviewed on: 30th March 2026

Fantastic

5
Very easy from applying to receiving my card always kept updated Reviewed on: 30th March 2026

Overall very Happy with 118118 - absolutely amazing...

5
Overall very Happy with 118118 - absolutely amazing service provided and very easy to access website and easy to use - would recommend 118118 to anyone Reviewed on: 30th March 2026

Excellent financial services

5
Excellent customer services, easy to use app to control account and great competitive rates Reviewed on: 30th March 2026

customer service

5
customer service are really good and get your problems solved very fast well done you Reviewed on: 30th March 2026

I have found 118 118 very helpful, a great company t...

5
I have found 118 118 very helpful, a great company to deal with Reviewed on: 30th March 2026

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