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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Never had any issues.

4
Never had any issues. Always helpful on the phone and polite. Receive helpful emails with information Reviewed on: 20th April 2026

118 118 has got me back on track and helped my credi...

5
118 118 has got me back on track and helped my credit score, as a divorced woman I had to start again and 118 118 has helped me Reviewed on: 20th April 2026

Just so nice easy to use lovely people

5
Just so nice easy to use lovely people Reviewed on: 20th April 2026

It was awful.

2
It was awful well I don't have anything good to write about it Reviewed on: 20th April 2026

All good would use again and recommend

4
All good would use again and recommend Reviewed on: 20th April 2026

Fabulous!

5
Fabulous! The whole process has been so easy Reviewed on: 20th April 2026

Very helpful and easy to use when you need help

5
Very helpful and easy to use when you need help Reviewed on: 20th April 2026

Very good services and helpful .

5
Very good services and helpful .. Reviewed on: 20th April 2026

Positive reviews

5
Haven't had to deal.with customer service. So everything is working well Reviewed on: 20th April 2026

I haven’t had much to do with customer services but...

5
I haven’t had much to do with customer services but i didn’t get as much help as i would have like. Slightly disappointed on the lack of after service when I had messaged about needing help. Which in the end I didn’t get so carried on with my payments Reviewed on: 20th April 2026

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