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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Brilliant and easy from starting and app useage

5
Brilliant and easy from starting and app useage Reviewed on: 20th April 2026

I have great experience with you guys

5
I have great experience with you guys Reviewed on: 20th April 2026

Easy to get support

4
Easy to get support friendly and supportive staff Reviewed on: 20th April 2026

Is quite smooth , service are very ok and low intere...

5
Is quite smooth , service are very ok and low interest as well Reviewed on: 20th April 2026

Best rates and quick customer service

5
Best rates and quick customer service Reviewed on: 20th April 2026

New lunch new history

4
It is good card I have for few months now I need more time to give fair judge Reviewed on: 20th April 2026

I have no problems since using 118 118 money, credit...

5
I have no problems since using 118 118 money, credit increases are just the right amount to suit my budget and never more than I can afford Reviewed on: 20th April 2026

So far, it's been great.

5
So far, it's been great. I have other credit cards too, but 118 118 is the best, and my first choice is to use this one. Reviewed on: 20th April 2026

Excellent service, thus far.

5
Excellent service, thus far. Highly recommendable to family & friends. Reviewed on: 20th April 2026

Easy to use the app and if any queries chat is easy...

5
Easy to use the app and if any queries chat is easy to use Reviewed on: 20th April 2026

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