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118 118 Money: Credit card reviews

4.86
Based on 2,637 reviews, last reviewed 5th Apr 2026
138500% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Easy to use Easy to use and had no issues. Would recommend to others Reviewed on: 5th April 2026
Louise Clack's avatar
Louise Clack

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2637)

Excellent communication and great around service fro...

5
Excellent communication and great around service from the team Reviewed on: 30th March 2026

Good service

5
Easy to use app an good customer service Reviewed on: 30th March 2026

Wonderful Service.

5
Always helpful. Always helpful and easy to approach. Reviewed on: 30th March 2026

Great company

5
Every think was straight forward when applying defiantly would recommend to people Reviewed on: 30th March 2026

I wanted a credit card to boost my credit rating and...

5
I wanted a credit card to boost my credit rating and 118118 were very quick to get me sorted out with this and I haven't looked back! I would highly recommend them. Reviewed on: 30th March 2026

Credit builder card

5
Got this to improve my credit rating. I’ve had a credit limit increase but nothing stupid so can keep within my means Reviewed on: 30th March 2026

Excellent service.

5
Excellent service. Couldn’t ask for more. Reviewed on: 30th March 2026

Always excellent service easy access to your card an...

5
Always excellent service easy access to your card and plenty of information about offers Reviewed on: 30th March 2026

118 11great

5
Excellent app, everything is easy to access, making payments is easy, great service. Reviewed on: 30th March 2026

Happy customer

5
Really good customer service, great offers Reviewed on: 30th March 2026

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