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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2639 reviews)

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4.86

Based on 2,639 reviews, last reviewed 5th Apr 2026

138700% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

NETBALL1 Upto now i have no complaints. Not able to give much of a review. Happy with the service so far. Reviewed on: 5th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2639)

118 11great

Excellent app, everything is easy to access, making payments is easy, great service. Reviewed on: 30th March 2026

Happy customer

Really good customer service, great offers Reviewed on: 30th March 2026

Got approved, got an increase within a month help wa...

Got approved, got an increase within a month help was there when I needed it. Reviewed on: 30th March 2026

Brilliant company, always friendly and happy to help.

Brilliant company, always friendly and happy to help. Good customer service and excellent rates. Reviewed on: 30th March 2026

It's good not bad but I recommend more money

It's good not bad but I recommend more money Reviewed on: 30th March 2026

118 extremely hellful

118 bet thorough and helpful and offers good advice Reviewed on: 30th March 2026

great to build your credit score!

I started using the 118 118 Money Credit Card mainly to build my credit score, and honestly! I’m really impressed so far. The application process was quick and straightforward, and I got a decision without any hassle. It’s a great option if you’re just starting out or trying to improve your credit history. The limit isn’t huge at the beginning, but that actually makes it easier to stay in control and build good habits. Everything works smoothly, and the app makes it easy to track spending and stay on top of payments. The biggest advantage for me is seeing real progress, paying on time actually makes a difference, and you can feel it. If you’re at the beginning of your credit journey, this is definitely worth considering. Overall: simple, stress-free, and effective. Exactly what I needed. Reviewed on: 30th March 2026

Excellent service, I’m happy I choose 118 as my cred...

Excellent service, I’m happy I choose 118 as my credit card provider Reviewed on: 30th March 2026

Thank zzz for helpful staff

Thank youv for helpful staff I have appreciated your help Reviewed on: 30th March 2026

Excellent work and friendly helpful

Excellent work and friendly helpful Reviewed on: 30th March 2026

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