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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Requested Review

Easy to apply - Limit could be higher Reviewed on: 20th April 2026

Value for money great customer keep up the goomoney

Great value and friendly staff best customer service Reviewed on: 20th April 2026

Great, easy to use, secure card with a reliable app

The App is great, really easy to navigate and the card use updates are fast and accurate. It's really easy to keep on top of my spending and the card is accepted everywhere whilst being secure at the same time. Reviewed on: 20th April 2026

Would be better if payments come back on the balance...

Would be better if payments come back on the balance immediately Reviewed on: 20th April 2026

Good and Perfect .

Good and Perfect . I urge that Client should be able to make Tranfer of Cash through the app Reviewed on: 20th April 2026

Excellent say no more !!!

Excellent welcoming and helpful company who go out the way to help. Reviewed on: 20th April 2026

Over the past 9 months, I’ve been on a journey to re...

Over the past 9 months, I’ve been on a journey to rebuild my credit rating after getting out of an emotional and financially abusive situation living with my mom. Due to a default caused by the situation, I had a 0 credit rating on Experian as I wasn’t in a position to pay off the default but after living with my dad and regaining control of my money, I’ve been able to slowly rebuild my credit and was recently pre approved for a card with 118 118 Money. Seeing the pre approval meant the world to me as I never thought I’d be in a position where I’d be able to build my credit and I’m so glad 118 is a part of my journey! I can’t wait to continue using the card to build my credit score back up! Reviewed on: 20th April 2026

great bank great communication allways in contact wi...

great bank great communication allways in contact with helpful tips Reviewed on: 20th April 2026

Great service excellent customer service would defin...

Great service excellent customer service would definitely recommend to friend/ family Reviewed on: 20th April 2026

118 money gave me my first credit card in the uk, th...

118 money gave me my first credit card in the uk, the process was so seamless and easy plus I am able to choose the kind of payment that I make each month. Reviewed on: 20th April 2026

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