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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

great bank great communication allways in contact wi...

5
great bank great communication allways in contact with helpful tips Reviewed on: 20th April 2026

Great service excellent customer service would defin...

5
Great service excellent customer service would definitely recommend to friend/ family Reviewed on: 20th April 2026

118 money gave me my first credit card in the uk, th...

5
118 money gave me my first credit card in the uk, the process was so seamless and easy plus I am able to choose the kind of payment that I make each month. Reviewed on: 20th April 2026

Always felt comfortable with this company no proble...

5
Always felt comfortable with this company no problem at all customer service really helpful Reviewed on: 20th April 2026

Easy app great to use easy payment all on app

5
Easy app great to use easy payment all on app Reviewed on: 20th April 2026

Great to use no long waits overall excellent service

5
Great to use no long waits overall excellent service Reviewed on: 20th April 2026

Have had no issues, good company

5
Have had no issues, good company Reviewed on: 20th April 2026

App's great and customer services are really helpful...

5
App's great and customer services are really helpful too. Reviewed on: 20th April 2026

Excellent customer service

5
Extremely impressed with the help and support provided throughout Reviewed on: 20th April 2026

I have a credit card with 118 and also had a loan an...

5
I have a credit card with 118 and also had a loan and the company has been great to deal with. Even when I went through a difficult period. Reviewed on: 20th April 2026

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