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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2640 reviews)

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4.86

Based on 2,640 reviews, last reviewed 5th Apr 2026

138800% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Great credit card Easy to use app. Fair fees and interest Reviewed on: 5th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2640)

Excellent work and friendly helpful

Excellent work and friendly helpful Reviewed on: 30th March 2026

Very good experience

I’ve had a really positive experience with the 118 118 Money Credit Card. The application process was simple and quick, and the decision was made very fast. The card has been very helpful in building my credit score, and the online account makes it easy to track spending, payments, and balances. Customer service has been friendly and helpful whenever I’ve needed support, and everything feels straightforward and transparent. Overall, I’m very happy with the service and would recommend this card to anyone looking for a reliable way to manage their finances and improve their credit. Reviewed on: 30th March 2026

I have never had a problem if I need a loan you all...

I have never had a problem if I need a loan you all ways given me one. Reviewed on: 30th March 2026

Wonderful service .

Wonderful service .i like it to use 118 118 Reviewed on: 30th March 2026

118 118 is a great credit card

118 118 really saved my skin my car broke down December applied for them and I was able to spend straight away couldn't recommend them enough, it's helped me out so much since I've had it, I'm getting married in August aswell so will be used for that, honestly I wish I got them sooner Reviewed on: 30th March 2026

Ive really enjoyed using 118 so easy to use and cust...

Ive really enjoyed using 118 so easy to use and customer service really helpful Reviewed on: 30th March 2026

Excellent 118 experience

Excellent experience with 118 app Reviewed on: 30th March 2026

excellent It's the best credit card

excellent It's the best credit card Reviewed on: 30th March 2026

118 is the best

Always available for any queries, good customer service and the app is great Reviewed on: 30th March 2026

Great customer service very helpful

Great customer service very helpful Reviewed on: 30th March 2026

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