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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2641 reviews)

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4.86

Based on 2,641 reviews, last reviewed 6th Apr 2026

138900% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They gave me account when I really needed extra cash... They gave me account when I really needed extra cashflow at that time. Reviewed on: 6th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2641)

Great customer service very helpful

Great customer service very helpful Reviewed on: 30th March 2026

No issues at all, everything has been nice and smooth.

No issues at all, everything has been nice and smooth. Reviewed on: 30th March 2026

Great communication from them.

Great communication from them. Always letting me know about what is happening with my balance. App is easy to use. Reviewed on: 30th March 2026

Good credit card company

Good credit card. Excellent customer service. Always willing to help. Reviewed on: 30th March 2026

Brilliant service and excellent support service woul...

Brilliant service and excellent support service would really recommend Reviewed on: 30th March 2026

Very easy to use straight forward information no hid...

Very easy to use straight forward information no hidden fee’s Reviewed on: 30th March 2026

Have had a really positive experience both with cred...

Have had a really positive experience both with credit card and loan Reviewed on: 30th March 2026

Customer service is second to none.

Customer service is second to none.I applied for this card approval was quick,perfect for building a credit score Reviewed on: 30th March 2026

Very happy customer

It has been a smooth process and always kept up to date Reviewed on: 30th March 2026

Straight forward service with clear contents

Straight forward service with clear contents Reviewed on: 30th March 2026

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