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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Easy application and approval and satisfactory custo...

5
Easy application and approval and satisfactory customer service, quick responses to queries. Reviewed on: 20th April 2026

I like the credit card, good i can use on apple pay,...

5
I like the credit card, good i can use on apple pay, and features like balance transfer 0% 3 months Reviewed on: 20th April 2026

Thanks for your reply an your thanks

5
Thanks for your reply and your response to my comment and your response Reviewed on: 20th April 2026

118 118 phone call

4
All good and professional dealt with. I honestly don't think it could've dealt with better. Reviewed on: 20th April 2026

I found my experience very helpful always being kept...

5
I found my experience very helpful always being kept in the loop Reviewed on: 20th April 2026

Great company.

5
Great company. Helped out when needed Reviewed on: 20th April 2026

The experience is great.

5
The experience is great. Every time whenever you need they provide instant solution. And they give you great offers. Reviewed on: 20th April 2026

Really good product, very helpful and they dont char...

5
Really good product, very helpful and they dont charge fees if you happen to go over slightly Reviewed on: 20th April 2026

Good for people with a poor credit score, APR on the...

4
Good for people with a poor credit score, APR on the high side so better to pay off in full each month if you can afford too. Reviewed on: 20th April 2026

Outstanding service from a fine company

5
Excellent customer service with very polite and excellent staff! Reviewed on: 20th April 2026

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