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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Really good product, very helpful and they dont char...

Really good product, very helpful and they dont charge fees if you happen to go over slightly Reviewed on: 20th April 2026

Good for people with a poor credit score, APR on the...

Good for people with a poor credit score, APR on the high side so better to pay off in full each month if you can afford too. Reviewed on: 20th April 2026

Outstanding service from a fine company

Excellent customer service with very polite and excellent staff! Reviewed on: 20th April 2026

They have been very helpful with my account.

They have been very helpful with my account. Reviewed on: 20th April 2026

Great credit card easy transaction use with app can...

Great credit card easy transaction use with app can repay anytime no hassle Reviewed on: 20th April 2026

great communication, easy to use app and great offer...

great communication, easy to use app and great offer on credit card and loan! Reviewed on: 20th April 2026

Effortless application process

Effortless from start to finish in applying for a credit card Reviewed on: 20th April 2026

Five star service.

Hassle free service. Regular opportunities to have 0% from time to time. Customer service always very swift and efficient at sorting any issues Five Star Service. Reviewed on: 20th April 2026

Since having my 118 credit card, never had a problem...

Since having my 118 credit card, never had a problem with it, I've always paid on time, I've never missed a payment, always pay on time ⏲️ Reviewed on: 20th April 2026

Excellent in time of need.

Excellent in time of need. Accept when need help with finance Reviewed on: 20th April 2026

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