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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2641 reviews)

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4.86

Based on 2,641 reviews, last reviewed 6th Apr 2026

138900% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They gave me account when I really needed extra cash... They gave me account when I really needed extra cashflow at that time. Reviewed on: 6th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2641)

Nice very good experience.

Good morning I have good experience for 118 this credit card is goog Reviewed on: 30th March 2026

Excellent value would recommend

Really good value and would recommend it Reviewed on: 30th March 2026

No issues with anything clear information so easy to...

No issues with anything clear information so easy to negotiate problems if any happened Reviewed on: 30th March 2026

Good credit card for building score and good service...

Good credit card for building score and good service if you have problems Reviewed on: 30th March 2026

Very good service and helpful easy to use

Very good service and helpful easy to use Reviewed on: 30th March 2026

I’ve had a great experience with this credit card pr...

I’ve had a great experience with this credit card provider. The application was quick and straightforward, and the app makes it easy to manage my spending. Customer service has been helpful, and everything is clear with no hidden surprises. Overall, a reliable provider I’d definitely recommend. Reviewed on: 30th March 2026

Card does what it needs to, however app seems to lac...

Card does what it needs to, however app seems to lack some functionality. Reviewed on: 30th March 2026

Service is good but interest rate is high

Service is good but interest rate is high Reviewed on: 30th March 2026

Keep me updated.

Keep me updated. Customer service is very good Reviewed on: 30th March 2026

A very simple way to get your credit card,hassle free

A very simple way to get your credit card,hassle free with an easy set up process Reviewed on: 30th March 2026

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