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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
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Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

This one is top best credit card like support a frie...

5
This one is top best credit card like support a friend I really appreciate with this card.i want to say thank you to 118 118 money. Reviewed on: 20th April 2026

Beilliant

5
118 118 is a brilliant credit card and loan company they are always there to help with anything and very understanding Reviewed on: 20th April 2026

Very straight forward and easy to understand I’m hap...

5
Very straight forward and easy to understand I’m happy with my experience Reviewed on: 20th April 2026

Best card to rebuild your credit

5
Best card to rebuild your credit Reviewed on: 20th April 2026

Easy to use App.

5
Easy to use App. Also always kept informed of updates and changes. Reviewed on: 20th April 2026

Great customer service easy to deal with.

5
Great customer service easy to deal with. Reviewed on: 20th April 2026

Really good never any trouble and brilliant customer...

5
Really good never any trouble and brilliant customer service Reviewed on: 20th April 2026

Pretty fast and easy

5
Pretty fast and easy i was accepted within minutes , and getting approved give me a chance to build my credit Reviewed on: 20th April 2026

Friendly and helpful

5
Always friendly and happy to help. positive all the way. Reviewed on: 20th April 2026

Intrest fee is amazing

5
Since becoming a customer, the experience is different from other credit cards i have used in the past, 118 money have helped me in managing my spending and have giving me the opportunity to be credit card holder after years of mismanagement of my funds, yes I would definitely recommend. Reviewed on: 20th April 2026

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