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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2642 reviews)

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4.86

Based on 2,642 reviews, last reviewed 6th Apr 2026

139000% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Application App is good. OK it is still offering loans Reviewed on: 6th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2642)

A very simple way to get your credit card,hassle free

A very simple way to get your credit card,hassle free with an easy set up process Reviewed on: 30th March 2026

Great 118

I have been a 118 customer for 6 years and they are very professional, helpful, keep you informed and the 118 App easy to use the best credit card company I have used. Reviewed on: 30th March 2026

It was great experience.

It was great experience to use this app. Balance transactions everything is good. Not forcing too much if sometimes a person miss the payment. But in that’s process we don’t need to miss the payments and Apr rate is also very low Reviewed on: 30th March 2026

Very happy with service...

I have been with 118 118 money for a few years im happy with the service Reviewed on: 30th March 2026

Easy to set up and use great experience, loads of o...

Easy to set up and use great experience, loads of offers Reviewed on: 30th March 2026

It was very quick and easy when I applied and the ca...

It was very quick and easy when I applied and the card was delivered exactly the duration tha was given. Reviewed on: 30th March 2026

A credit card company that does things right

A credit card company that does things right Reviewed on: 30th March 2026

Since being a credit card holder with 118 y credit r...

Since being a credit card holder with 118 y credit rating has improved. The app is also easy to use and when making payments the process is simple and fast Reviewed on: 30th March 2026

Top provider good changing credit score

Top provider good changing credit score Reviewed on: 30th March 2026

An way to apply easy to use and an ecard immediately...

An way to apply easy to use and an ecard immediately after open the account Reviewed on: 30th March 2026

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