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118 118 Money: Credit card reviews

4.86
Based on 2,643 reviews, last reviewed 6th Apr 2026
139100% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy application,quick response and easy to use Easy application,quick response and easy to use Reviewed on: 6th April 2026
Egidijus C's avatar
Egidijus C

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2643)

An way to apply easy to use and an ecard immediately...

5
An way to apply easy to use and an ecard immediately after open the account Reviewed on: 30th March 2026

easy application and quick response

5
easy application and quick response Reviewed on: 30th March 2026

Excellent service hapy hapy hapy

5
Excellent service hapy hapy hapy Reviewed on: 30th March 2026

Brilliant all over.

5
Brilliant all over. Must have card in your wallet for transactions. The app is great and you have control over your spending power. Reviewed on: 30th March 2026

Very helpful staff would definitely recommend Very e...

4
Very helpful staff would definitely recommend Very easy to deal with - customer service is excellent Reviewed on: 30th March 2026

Good customer service and easy to use app

5
Good customer service and easy to use app Reviewed on: 30th March 2026

Very good, helpful.

5
Very good, helpful. Happy with costumer service and the options. Reviewed on: 30th March 2026

Very smooth service.

5
Very smooth service. Communication has been good. Would recommend Reviewed on: 30th March 2026

Ive had no issues with 118, all simple to use and if...

5
Ive had no issues with 118, all simple to use and if I need help id know where to go Reviewed on: 30th March 2026

Great credit card with perks and also great customer...

5
Great credit card with perks and also great customer service support Reviewed on: 30th March 2026

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