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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Simple and easy

5
They have made all the important bits very clear l. The process to get a loan is very simple and quick. All my experiences with 118 118 money has been a pleasure Reviewed on: 20th April 2026

Had no problems with them, up front and straight for...

5
Had no problems with them, up front and straight forward Reviewed on: 20th April 2026

Very good and excellent it is easy to use

5
Very good and excellent it is easy to use Reviewed on: 20th April 2026

Perfect service

5
Everything has run smoothly with my card since getting it. Never had a problem. Quick and easy application and been amazing ever since! Reviewed on: 20th April 2026

Really care about customers and check regularly to s...

5
Really care about customers and check regularly to see if credit is affordable Reviewed on: 20th April 2026

Smooth as sick

5
Smooth as sick and a lovely looking card Reviewed on: 20th April 2026

The main good thing in the application is you can pa...

5
The main good thing in the application is you can pay the amount by setting how much u want to pay and excellent service Reviewed on: 20th April 2026

easy to apply and understand.

5
easy to apply and understand. sensible credit amount. easy to use app. Reviewed on: 20th April 2026

No issue, so easy, so helpful.

5
No issue, so easy, so helpful. My first credit card ever and I am not disappointed. I was quite nervous but 118 118 money has made it so much easier. Reviewed on: 20th April 2026

Good company to deal with.

5
Good company to deal with.......... Reviewed on: 20th April 2026

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