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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Best card to rebuild your credit

5
Best card to rebuild your credit Reviewed on: 20th April 2026

Easy to use App.

5
Easy to use App. Also always kept informed of updates and changes. Reviewed on: 20th April 2026

Great customer service easy to deal with.

5
Great customer service easy to deal with. Reviewed on: 20th April 2026

Really good never any trouble and brilliant customer...

5
Really good never any trouble and brilliant customer service Reviewed on: 20th April 2026

Pretty fast and easy

5
Pretty fast and easy i was accepted within minutes , and getting approved give me a chance to build my credit Reviewed on: 20th April 2026

Friendly and helpful

5
Always friendly and happy to help. positive all the way. Reviewed on: 20th April 2026

Intrest fee is amazing

5
Since becoming a customer, the experience is different from other credit cards i have used in the past, 118 money have helped me in managing my spending and have giving me the opportunity to be credit card holder after years of mismanagement of my funds, yes I would definitely recommend. Reviewed on: 20th April 2026

Simple and easy

5
They have made all the important bits very clear l. The process to get a loan is very simple and quick. All my experiences with 118 118 money has been a pleasure Reviewed on: 20th April 2026

Had no problems with them, up front and straight for...

5
Had no problems with them, up front and straight forward Reviewed on: 20th April 2026

Very good and excellent it is easy to use

5
Very good and excellent it is easy to use Reviewed on: 20th April 2026

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