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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2646 reviews)

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4.86

Based on 2,646 reviews, last reviewed 6th Apr 2026

139400% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Excellent way to build your credit score helpful sta... Excellent way to build your credit score helpful staff always on call Reviewed on: 6th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2646)

Very smooth service.

Very smooth service. Communication has been good. Would recommend Reviewed on: 30th March 2026

Ive had no issues with 118, all simple to use and if...

Ive had no issues with 118, all simple to use and if I need help id know where to go Reviewed on: 30th March 2026

Great credit card with perks and also great customer...

Great credit card with perks and also great customer service support Reviewed on: 30th March 2026

Steves card

Easy to apply and use and easy to speak to. Reviewed on: 30th March 2026

So far so good A*

So far I have no complaints with how I have been treated as a customer, I feel comfortable with the services on offer and feel confident if something needed rectifying then it would be dealt with accordingly. Reviewed on: 30th March 2026

Using the card is straight forward and with the apps...

Using the card is straight forward and with the apps you can track spending easy. Easy to get in contact with if I have any issues Reviewed on: 30th March 2026

Ive not been great with credit in the past but I've...

Ive not been great with credit in the past but I've managed my 118 card easier they've given me the chance to prove I'm better with credit now Reviewed on: 30th March 2026

All been fine, no complaints, it has fulfilled what...

All been fine, no complaints, it has fulfilled what is should do Reviewed on: 30th March 2026

I have recently joined and the team have been great...

I have recently joined and the team have been great helping me Reviewed on: 30th March 2026

Thank You

I am very happy with the service I have received from the 118 118 family over the years Reviewed on: 30th March 2026

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