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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Best service

Really doing a excellent service Reviewed on: 20th April 2026

Very easy app to use credit increase without the faf...

Very easy app to use credit increase without the faff very reliable Reviewed on: 20th April 2026

Overall great experience

Great customer service and app delivery Reviewed on: 20th April 2026

Excellent service

Excellent service never had a problem Reviewed on: 20th April 2026

Really easy to use but definitely need to explain th...

Really easy to use but definitely need to explain the interest rates alot more as im not at my limit but paying it off but not all being credited back half going just on interest so no chance of actually paying it all back quickly Reviewed on: 20th April 2026

Does everything you could possibly think of and more

Does everything you could possibly think of and more Reviewed on: 20th April 2026

The app is very easy and clear to use.

The app is very easy and clear to use. Whether applying for a credit card or loan, the process is very easy. Contacting customer support is straightforward. The staff are very knowledgeable and polite. Purchases and payments show up straight away so it's great to keep an eye on what's happening in your account. Reviewed on: 20th April 2026

Good and very helpful on time and doing great...

Good and very helpful on time and doing great Reviewed on: 20th April 2026

easy access online, no hidden charges good accurate...

easy access online, no hidden charges good accurate rate of interest. Reviewed on: 20th April 2026

I have been with 118 money for some time I’ve never...

I have been with 118 money for some time I’ve never had a problem speaking with anyone always courtious on call and helpful only thing I’d say is the time for a credit increase is a while Reviewed on: 20th April 2026

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