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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5638 reviews)

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4.73

Based on 5,638 reviews, last reviewed 29th May 2026

402400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Good and very helpful on time and doing great...

Good and very helpful on time and doing great Reviewed on: 20th April 2026

easy access online, no hidden charges good accurate...

easy access online, no hidden charges good accurate rate of interest. Reviewed on: 20th April 2026

I have been with 118 money for some time I’ve never...

I have been with 118 money for some time I’ve never had a problem speaking with anyone always courtious on call and helpful only thing I’d say is the time for a credit increase is a while Reviewed on: 20th April 2026

Great company, easy to use services.

Great company, easy to use services. Reviewed on: 20th April 2026

Good company but interest rates could be lower.

Good company but interest rates could be lower. Reviewed on: 20th April 2026

All good no problems.

All good no problems. Customer Service is excellent Reviewed on: 20th April 2026

Been using 118 for a while now

Been using 118 for a while now and have never had any problems using my account. They always keep me up to date with improvements/changes. Reviewed on: 20th April 2026

Not had much contact with 118 118 to form more of an...

Not had much contact with 118 118 to form more of an opinion Reviewed on: 20th April 2026

Really easy company.

Really easy company. Not had no communication with a real person but the app features are great! Easy to pay what you owe and keep track of payments. Reviewed on: 20th April 2026

Not had a problem with those card credit is great pr...

Not had a problem with those card credit is great pre payments are low im really happy with this credit card Reviewed on: 20th April 2026

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