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118 118 Money: Credit card reviews

4.86
Based on 2,659 reviews, last reviewed 8th Apr 2026
140700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

The app it's fantastic and easy to use. The app it's fantastic and easy to use. Reviewed on: 8th April 2026
Nadia Pimentel's avatar
Nadia Pimentel

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026
Gergana H's avatar
Gergana H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2659)

All been fine, no complaints, it has fulfilled what...

5
All been fine, no complaints, it has fulfilled what is should do Reviewed on: 30th March 2026

I have recently joined and the team have been great...

5
I have recently joined and the team have been great helping me Reviewed on: 30th March 2026

Thank You

5
I am very happy with the service I have received from the 118 118 family over the years Reviewed on: 30th March 2026

Easy to keep track of transactions through the App,...

5
Easy to keep track of transactions through the App, credit limit suitable for my circumstances. Reviewed on: 30th March 2026

118 118 money has been a life saver for me

5
118 118 money has been a life saver for me as I had an emergency back in Pakistan and I just had to leave immediately but because of 118 118 money I felt so so supported that I can’t explain it enough. They were by my side throughout this difficult time while other credit cards were not supporting at all. I want to say a huge thanks to 118 118 money team and the owner for such a tremendous services they are providing. May God bless you all Reviewed on: 29th March 2026

I have been trying to rebuild my credit file and 118...

5
I have been trying to rebuild my credit file and 118 118 have given me this chance where the banks wouldn't. Reviewed on: 29th March 2026

Good app and user experience

5
Good app and engagement from day one, competitions and customer service also good Reviewed on: 29th March 2026

There when I needed them, easy to access credit.

5
There when I needed them, easy to access credit. Reviewed on: 29th March 2026

Best Credit Card

5
Good rates ,customer service second to none ,all round very happy . Reviewed on: 29th March 2026

Efficient/ app easy to use- no issues at all through...

5
Efficient/ app easy to use- no issues at all throughout Reviewed on: 29th March 2026

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