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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Great company, easy to use services.

5
Great company, easy to use services. Reviewed on: 20th April 2026

Good company but interest rates could be lower.

4
Good company but interest rates could be lower. Reviewed on: 20th April 2026

All good no problems.

5
All good no problems. Customer Service is excellent Reviewed on: 20th April 2026

Been using 118 for a while now

5
Been using 118 for a while now and have never had any problems using my account. They always keep me up to date with improvements/changes. Reviewed on: 20th April 2026

Not had much contact with 118 118 to form more of an...

4
Not had much contact with 118 118 to form more of an opinion Reviewed on: 20th April 2026

Really easy company.

4
Really easy company. Not had no communication with a real person but the app features are great! Easy to pay what you owe and keep track of payments. Reviewed on: 20th April 2026

Not had a problem with those card credit is great pr...

5
Not had a problem with those card credit is great pre payments are low im really happy with this credit card Reviewed on: 20th April 2026

My short time with 118 188 has been great it’s made...

5
My short time with 118 188 has been great it’s made me realise how much I’m spending and is great for tracking Reviewed on: 20th April 2026

Very easy to get in contact with , no problems at al...

5
Very easy to get in contact with , no problems at all I am pleasantly surprised by how much less stress I feel after signing up to 118118, a sense of relief Reviewed on: 20th April 2026

It was very good and good credit card

5
It was very good and good credit card Reviewed on: 20th April 2026

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