Paid advertisement
Smart Money People Logo

118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5638)

My short time with 118 188 has been great it’s made...

5
My short time with 118 188 has been great it’s made me realise how much I’m spending and is great for tracking Reviewed on: 20th April 2026

Very easy to get in contact with , no problems at al...

5
Very easy to get in contact with , no problems at all I am pleasantly surprised by how much less stress I feel after signing up to 118118, a sense of relief Reviewed on: 20th April 2026

It was very good and good credit card

5
It was very good and good credit card Reviewed on: 20th April 2026

Cars Issue

5
Had an issue with my card contacted customer service and was dealt with promptly. Reviewed on: 20th April 2026

Excellent service providers great service providers...

5
Excellent service providers great service providers great service Excellent customer service Reviewed on: 20th April 2026

The APP very easy to follow.

5
The APP very easy to follow. Experience was very good so far Reviewed on: 20th April 2026

Easy app for use, good customer service

5
Easy app for use, good customer service Reviewed on: 20th April 2026

My experience was great ,118 app is very easy to und...

5
My experience was great ,118 app is very easy to understand and their customer service team are very professional and easy to talk to. Reviewed on: 20th April 2026

Very helpful credit.

5
Very helpful credit. And easy to manage Reviewed on: 20th April 2026

Needed a card to build up my credit.

5
Needed a card to build up my credit. Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products