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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

I’ve been with 118 credit for over a year and happy...

5
I’ve been with 118 credit for over a year and happy with the experience Reviewed on: 20th April 2026

I have never had any concerns regarding my credit ac...

5
I have never had any concerns regarding my credit account Reviewed on: 20th April 2026

Amazing service

5
Just brilliant, so convenient, the app is awesome Reviewed on: 20th April 2026

I've had the card for just over one year and they ha...

5
I've had the card for just over one year and they have been great Reviewed on: 20th April 2026

Satisfied customer

5
All contact with 118 has been positive and dealt with in a professional and expedient manner by curtious knowledgeable people Reviewed on: 20th April 2026

Best credit card ive ever had

5
Easy to use , easy managable apps to use ( There are 2 of them) one every day mobile app , to see what you have paid for , and a helpful 2nd app also. Reviewed on: 20th April 2026

Overall good experience apart from customer services

5
Overall good experience apart from customer services Reviewed on: 20th April 2026

Very happy with this service .

5
Very happy with this service . I have been with 118 for about 2 years now Reviewed on: 20th April 2026

My money grew very quickly.

5
My money grew very quickly. I recommend it with confidence Reviewed on: 20th April 2026

Great card provider easy app and help always there i...

5
Great card provider easy app and help always there if needed would highly recommend this card Reviewed on: 20th April 2026

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