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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2659 reviews)

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4.86

Based on 2,659 reviews, last reviewed 8th Apr 2026

140700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

The app it's fantastic and easy to use. The app it's fantastic and easy to use. Reviewed on: 8th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2659)

Very happy with this card has been a life saver whe...

Very happy with this card has been a life saver when ive had no money Would recommend to family and friends Thank you Reviewed on: 28th March 2026

Transparent throughout the journey, very helpful whe...

Transparent throughout the journey, very helpful when I needed help with payments. App works well too Reviewed on: 28th March 2026

Not had to use customer services yet so i think that...

Not had to use customer services yet so i think that is a good sign Reviewed on: 28th March 2026

I could not ask for anything better for a credit...

I could not ask for anything better for a credit card Reviewed on: 28th March 2026

Excellent experience such a good company with such g...

Excellent experience such a good company with such good value for money-charge such low interest rates Reviewed on: 28th March 2026

Easy to get a card, great communication all the way...

Easy to get a card, great communication all the way Reviewed on: 28th March 2026

Fantastic experience easy to use

Fantastic experience easy to use Reviewed on: 28th March 2026

Amazing!!!

Great provider and very easy and accessible app Reviewed on: 28th March 2026

Exceptional customer service

118 money customer service is very good and meets the needs of the customers Reviewed on: 28th March 2026

Never had any problems at all.

Never had any problems at all. Highly recommend Reviewed on: 28th March 2026

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