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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.86 (2659 reviews)

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4.86

Based on 2,659 reviews, last reviewed 8th Apr 2026

140700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

The app it's fantastic and easy to use. The app it's fantastic and easy to use. Reviewed on: 8th April 2026

Latest lowest rating:

1

Terrible! Terrible!!! The APR is so high that if you do the minimum payment you're basically only paying for the interest. Trying to do negotiate is impossible ... Read more Reviewed on: 1st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (2659)

118 118 always respond to any questions emails and g...

118 118 always respond to any questions emails and good customer service Reviewed on: 28th March 2026

Excellent experience

Excellent experience and the service was really good Reviewed on: 28th March 2026

The card and credit limit was just right very easy t...

The card and credit limit was just right very easy to apply easy online form Reviewed on: 28th March 2026

I was looking to improve my credit score and 118118...

I was looking to improve my credit score and 118118 have totally helped with that. Improving slowly but surely! Customer service is top notch and so supportive. Would highly recommend Reviewed on: 28th March 2026

Easy and fast to apply and use the app

Easy and fast to apply and use the app Reviewed on: 28th March 2026

Very helpful customer service.

Very helpful customer service. Provides updates for any quarry that i may have Reviewed on: 28th March 2026

Responsible lending, great card to have incase of em...

Responsible lending, great card to have incase of emergencies Reviewed on: 28th March 2026

Fantastic service

Easy to manage your money, excellent customer service! Reviewed on: 28th March 2026

Reliable and Responsible Financial Management

I’m organised, reliable and confident managing financial responsibilities. Reviewed on: 28th March 2026

RESPONSIBLE LENDER

At last! A credit card provider that is responsible! Reviewed on: 28th March 2026

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