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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Honestly best credit card very helpful and useful

5
Honestly best credit card very helpful and useful Reviewed on: 20th April 2026

Always clear, fair and easy use app

5
Always clear, fair and easy use app Reviewed on: 20th April 2026

118118 credit card is the only card I use.

5
118118 credit card is the only card I use. I have others, but find the experience with 118118 is easier and the app is more manageable Reviewed on: 20th April 2026

Always handy to use, easy to make payments and check...

5
Always handy to use, easy to make payments and check balance. They have some really good offers at times, such as money transfers with 0% interest. Reviewed on: 20th April 2026

No issues other than high interest rates

4
No issues other than high interest rates Reviewed on: 20th April 2026

Amazing job.

5
Amazing job.I’m very happy with your service Reviewed on: 20th April 2026

Good credit

5
I like this credit card very useful . Reviewed on: 20th April 2026

Whenever I have had to call with a query the advisor...

5
Whenever I have had to call with a query the advisors that I have spoken with have been very polite and helpful and dealt with my query quickly and very professionally Reviewed on: 20th April 2026

Good service all the time enjoy the benefits

5
Good service all the time enjoy the benefits Reviewed on: 20th April 2026

118 have been absolutely amazing, really helped me i...

5
118 have been absolutely amazing, really helped me in bad financial situations. I am happy with the way the app is and so easy to use and they also keep me updated of when my payment are due so i am always up to date. I highly recommend! Thank you so much. Reviewed on: 20th April 2026

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