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118 118 Money: Credit card reviews

4.73
Based on 5,638 reviews, last reviewed 29th May 2026
402400% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118118 great as an emergency back up Great to use in emergencies but the rates could be better then I might use it more often. Great as a back up though Reviewed on: 29th May 2026
Rick a's avatar
Rick a

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5638)

Whenever I have had to call with a query the advisor...

5
Whenever I have had to call with a query the advisors that I have spoken with have been very polite and helpful and dealt with my query quickly and very professionally Reviewed on: 20th April 2026

Good service all the time enjoy the benefits

5
Good service all the time enjoy the benefits Reviewed on: 20th April 2026

118 have been absolutely amazing, really helped me i...

5
118 have been absolutely amazing, really helped me in bad financial situations. I am happy with the way the app is and so easy to use and they also keep me updated of when my payment are due so i am always up to date. I highly recommend! Thank you so much. Reviewed on: 20th April 2026

Never had any issue for the past 2 years

5
Never had any issue for the past 2 years Reviewed on: 20th April 2026

Apps is easy to use and no hidden charges

5
Satisfactory - Ni hidden charges Reviewed on: 20th April 2026

I enjoyed using this credit card

5
I enjoyed using this credit card Reviewed on: 20th April 2026

I had a Very good experience and still I am using 11...

5
I had a Very good experience and still I am using 118 118 money I also recommended to my family as well Reviewed on: 20th April 2026

Really good and helpful easier to navigate on the app

5
Really good and helpful easier to navigate on the app Reviewed on: 20th April 2026

Great Card

5
Never a problem with my card and greatcservice Reviewed on: 20th April 2026

118 was a good option for me

4
118 was an option when I wasn't able to get much else, but I someone question if the fee is a little high for the amount of credit I have. Otherwise I have never had any issues and remain happy. Reviewed on: 20th April 2026

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